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Recently Answered Reader Questions

Is This RISLA Student Loan Refinance Pre-Approval a Good Deal?

Is This RISLA Student Loan Refinance Pre-Approval a Good Deal?

Steve RhodeSep 1, 20222 min read

Question: Dear Steve, I had asked you previously about refinancing Sallie Mae Student Loans (personal, not federal anymore). We have…

Is Litigation Practice Group LPG Legit?

Is Litigation Practice Group LPG Legit?

Question: Dear Steve, I hired (LPG) Litigation Practice Group law firm to represent me, but I am curious if this…

Trapped in a Spousal Consolidation Loan and Trying to Get Forgiveness

Trapped in a Spousal Consolidation Loan and Trying to Get Forgiveness

Question: Dear Steve, We have a “spousal” consolidation loan which was sold many times since the 2005 origination. Our original…

After 12 Years of Private Student Loan Payments I Want to Give Up

After 12 Years of Private Student Loan Payments I Want to Give Up

Question: Dear Steve, I’ve been paying on student loan debt for over 12 years now & haven’t seen the total…

I Forgot to Include a Big Debt in My Bankruptcy. What Do I Do Now?

I Forgot to Include a Big Debt in My Bankruptcy. What Do I Do Now?

Question: Dear Steve, I filed bankruptcy chapter 7 in October 2021 and was discharged Mar 2022. I forgot one sewer…

Did Worden & Associates Settle My Debt? How Do I Know?

Did Worden & Associates Settle My Debt? How Do I Know?

Question: Dear Steve, I had two credit cards totaling over $30,000.00, and I went with Worden & Associates. And they…

My Federal Student Loan Balance is Going Up on IBR. What Can I Do?

My Federal Student Loan Balance is Going Up on IBR. What Can I Do?

Question: Dear Steve, Owe approx $150k on an original loan of approx $58k. Been paying steadily while trying to raise…

I’m 71 and Can’t Work Much Longer But Have Debt. What Can I Do?

I’m 71 and Can’t Work Much Longer But Have Debt. What Can I Do?

Question: Dear Steve, I am 71 years old and not able to work much longer. I have credit card debt…

I Need Advice About Spring Legal Group

I Need Advice About Spring Legal Group

Question: Dear Steve, I signed with Spring Legal Group during the 16 months to pay $1100 monthly to consolidate debts.…

Refunds Sent to Students Deceived by Student Advocates’ Debt Relief Scam

Refunds Sent to Students Deceived by Student Advocates’ Debt Relief Scam

The Federal Trade Commission is sending 14,521 checks totaling more than $822,000 to borrowers who lost money to a student…

Is There Hope For People Like Me With My Debt?

Is There Hope For People Like Me With My Debt?

Question: Dear Steve, I’m drowning in credit card debt and a personal loan. Like others, living costs are almost impossible,…

What Will Happen With My Tuition Answer Private Student Loans?

What Will Happen With My Tuition Answer Private Student Loans?

Question: Dear Steve, I have Tuition Answer loans and did a Chapter 7 in 2013. My loans were not discharged,…

Title Max Says I Still Have to Pay on My Broken Car Loan

Title Max Says I Still Have to Pay on My Broken Car Loan

Question: Dear Steve, I took a loan from Title Max, and I’ve been paying the interest with $308 every month…

Why Won’t My Education Solutions Refund Our Money?

Why Won’t My Education Solutions Refund Our Money?

Question: Dear Steve, Hello, my wife signed up with My Education Solutions to try to reduce her federal student loans…

I Think I Really Screwed Up Taking Out Indian Tribal Payday Loans

I Think I Really Screwed Up Taking Out Indian Tribal Payday Loans

Question: Dear Steve, Hello, I have messed up myself! I have taken out several tribal loans, and the payments are…