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Recently Answered Reader Questions
Title Max Says I Still Have to Pay on My Broken Car Loan
Question: Dear Steve, I took a loan from Title Max, and I’ve been paying the interest with $308 every month for almost six months. My vehicle is now messed up, and I’ve had it fixed, but the mechanic informed me…
Why Won’t My Education Solutions Refund Our Money?
Question: Dear Steve, Hello, my wife signed up with My Education Solutions to try to reduce her federal student loans but canceled the service after seeing this legal action against…
I Think I Really Screwed Up Taking Out Indian Tribal Payday Loans
Question: Dear Steve, Hello, I have messed up myself! I have taken out several tribal loans, and the payments are killing me. How can I pay these off for as…
I Had an Account With CPC and Omni Management Partners But Getting Sued
Question: Dear Steve, I used to have an account with CPC, and it was switched over in 2015 to Omni Management Partners. I just received a summons, and I called…
Credit Card or Debit Card: The Great Debate. It’s Not Even Close.
Have trouble getting approved for a credit card? Do you have bad credit? Maybe a debit card is an answer. But, not to spoil the surprise, it’s not. So, I’m…
Is Americor a Good and Reputable Company?
Question: Dear Steve, I’m recently divorced and have gotten myself into a debt hole. As a result, I can not manage my monthly payments. I’m considering a debt relief contract…
Are My TERI Private Student Loans Dischargeable in Bankruptcy?
Question: Dear Steve, I had debt discharged back in 2017 in bankruptcya for TERI loan. This year they tried to garnish me after the fact. I won my motion for…
How Do I Quit Whitestone Legal Group?
Question: Dear Steve, I’ve been in the Whitestone Legal Group program for three years, and I paid them automatically till now, but my three major creditors haven’t been resolved. I…
Thank You For Suggesting I Contact HELPS. So Kind.
Question: Dear Steve, A while back, I contacted you regarding my living on disability and being unable to pay the increased interest rates on my cards. You recommended HELPS Nonprofit…
Why Should I Have to Fight to Get My Student Loans Forgiven Under PSLF?
Question: Dear Steve, I went to college and was offered PSLF loan forgiveness for ten years of public service, which I started in 2011 and still work for the Commonwealth.…
I Might Have to File Bankruptcy Again But a Debt Settlement Company Wanted Me
Question: Dear Steve, Several years ago, I was so overcome with debt I filed for bankruptcy. Three years later, I find myself in the same situation, overcome with debt because…
What Can You Tell Me About Drone Corps? Is it a Scam?
Question: Dear Steve, I heard about the training program for Drone Corps, which sounds good. I then read your article – that it may just be a scam. Your reasoning…
Slovin & Associates Says I Owe Autovest. I’m Disabled and I Don’t.
Question: Dear Steve, Received a letter from Slovin and Assoc. Reading Rd, Cincinnati, Ohio, saying I owe Autovest L.L.C., $32,855.23. I do not owe this. I did not live in…
How Can American Express Close Cards People Have Had for 30 Years?
Question: Dear Steve, My friend has had an AMEX platinum since 2008 and a regular AMEX for 30 years. He has never missed a payment!! He allowed my son to…
Why is Debtpay Gateway Still Taking Payments for Arete Financial Freedom?
Question: Dear Steve, I had already contracted with them before the FTC probe and subsequent shutdown. I was told their Financial Division would stay open. I thought I was/am an…