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Recently Answered Reader Questions

Samantha Says “My Husband And I Are Young And Don’t Want to File Bankruptcy. What Do We Do?”

Steve RhodeOct 15, 20084 min read

Samantha “Dear Steve, My husband and I are young and when we were first married times were really touch since…

Personal Finance Brain Trust – What Rights Should Debtors Have?

This weeks brain trust question was: Question: Bank of America is proudly telling people about their new loan modification program…

Jeannie Already Went Bankrupt And Is Now With CCCS But Can’t Afford to Feed Her Daughter

“Dear Steve, I have already gone to bankruptcy five years ago. I am currently in credit counseling, however, I do…

John Had a Knee Operation And Says “I Can’t Pay My Bills”

“Dear Steve, I had a knee operation will be out of work for 9 months I am $80,000 in credit…

Pam Is Out Of Cash And Out Of Time

“Dear Steve, I am no longer making ends meet. I have my daughters Sallie Mae $20,000 loan payments starting in…

Ed Is Scared But Courageous In The Face Of His Debt

“Dear Steve, Let me start by saying it has been very hard for me to get to this point and…

Mary Lou Writes In And Wants To Know “Why Does My Credit Score Keep Going Down?”

Mary Lou “Dear Steve, My FICO score does not keep going up: 3/99 I filed bankruptcy-it will be 10 years…

Rita Asks “Should We Consolidate Our Debt?”

Rita “Dear Steve, I want to pay my credit cards off. I will like to consolidate them. We are $39,000.00…

Donna Wants to Know “Should I Take My Money Out?”

“Dear Steve, I have my home paid for and owe nothing on my car, I have a rental that I…

Debt Problems Are The Same In Indiana As They Are In Ireland

Patrick Bryan, a debt adviser friend of mine from Northern Ireland, and I were chatting recently about the universal nature…

Suzy Wants to Know If She’s Done Enough to Protect Herself

Suzy wrote me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question…

Tony Writes In “I Have Too Much Debt On My Credit Cards”

“Dear Steve, How do I quickly and easily get ALL my credit cards paid off with the limited income that…

Jax Is Looking to Refinance And Has Some Questions

“Dear Steve, I need to refinance my home in Oct of 2009. My credit score is 669. I have a…

Christine Writes And Asks Me “Should We Liquidate The IRA to Pay Off Debt?”

“Dear Steve, We have about $35,000 in current debt not including a home that is not finished. We have about…

Where to Buy Really Cheap Bread

So with all the shopping I did recently for my two stories about price comparing between grocery stores and warehouse…