Quick Answer: This free Scam-O-Meter tool helps you identify warning signs of fraud using official criteria from the FTC, FBI, CFPB, SEC, and other federal agencies. Answer questions about your situation, and see where you land on the Scam-O-Meter – from “Few Concerns” to “Many Warning Signs.” We don’t tell you if something IS a scam – we help you spot the red flags so you can decide.
Free Scam Checker
See where you are on the Scam-O-Meter using official warning signs from federal agencies
Select Your Situation
Tell us what type of offer, company, or person you’re evaluating – debt relief, investment, romance, job offer, or other.
Answer the Questions
Each question comes directly from the FTC, FBI, CFPB, SEC, or other federal agencies – not our opinion.
See Your Scam-O-Meter
Find out how many warning signs apply to your situation – and what federal agencies say about each one.
Check Your Situation on the Scam-O-Meter
Enter the details below and we’ll show you government-sourced warning signs that may apply. Optional: Enter the company or person’s name to help other consumers see what’s being researched.
This helps other consumers see what companies are being checked.
Companies Consumers Are Checking
- American Financial Solutions – checking for debt relief warning signs
- Jarett silvey – checking for debt relief warning signs
- CREDIT COLLECTIONS – checking for debt collection warning signs
- National Debt Resolution – checking for debt relief warning signs
- Momen Legal Services PC – checking for debt relief warning signs
- Consumer Defense in Orlando, Fla – checking for debt relief warning signs
- Mrs bpo – checking for debt relief warning signs
- Solace Private Equity – checking for investment warning signs
- K and D Enterprises – checking for potential scam warning signs
- Cash App – checking for potential scam warning signs
- credit direct – checking for debt relief warning signs
- key debt recovery – checking for debt collection warning signs
- uprova – checking for potential scam warning signs
- Zenvy – checking for potential scam warning signs
- alliance financial – checking for debt relief warning signs
Related Tools & Guides:
- Contract Decoder – Upload a debt relief contract for AI analysis
- Ultimate Guide to Vetting Debt Relief Companies
- How to Get Your Money Back from a Debt Relief Company
Frequently Asked Questions
Where do these warning signs come from?
Every warning sign in this tool comes directly from official guidance published by federal agencies including the FTC (Federal Trade Commission), FBI, CFPB (Consumer Financial Protection Bureau), SEC (Securities and Exchange Commission), FINRA, and others. We cite the source for each question so you can verify it yourself.
Does this tool tell me if something is definitely a scam?
No. This tool helps you identify warning signs – it does not make determinations about whether any specific company or person is engaged in fraud. Only you can make that decision based on your research and the facts of your situation. The more warning signs that apply, the more cautious you should be.
Why don’t you just say if something is a scam?
We’re not investigators or law enforcement. We can’t know all the facts of your specific situation. What we CAN do is show you the official warning signs that federal agencies have identified – and let you decide how many apply to your situation.
What should I do if I scored high on the Scam-O-Meter?
If you identified many warning signs, proceed with extreme caution. Don’t give money or personal information until you’ve done more research. Talk to someone you trust. Check company reviews with the BBB and your state attorney general. If you’ve already lost money, report it to the FTC and FBI IC3.
Is this tool free?
Yes, completely free. We don’t collect your personal information, and there’s nothing to sign up for. This tool exists to help people protect themselves from fraud.
Disclaimer: This tool is for educational purposes only and does not constitute legal advice. The warning signs presented come from official federal agency guidance, but this tool cannot determine whether any specific company or individual is engaged in fraud. Always do your own research and consult with qualified professionals if you have concerns about potential fraud.
