They Said Cosigning Is Just Vouching. You’re Equally on the Hook From Day One.
Cosigning isn’t vouching or being a reference. Federal law says you’re equally liable from day one, the lender can sue you first, and it can block your own loan.
Cosigning isn’t vouching or being a reference. Federal law says you’re equally liable from day one, the lender can sue you first, and it can block your own loan.
Federal student loan changes hit July 1, 2026. What SAVE borrowers must do in the next 3 weeks, the PSLF auto-enrollment trap, and the Parent PLUS deadline that closes June 30.
Your federal student loans are in default? The government can garnish 15% of your pay without a court order — but it’s reversible. Here’s how to get out, step by step.
Quick Answer: The 2025 College Cost Reduction Act proposes major restrictions to federal student aid, including eliminating Public Service Loan Forgiveness for new borrowers and capping forgiveness at $30,000 after 20 years. The changes also remove interest subsidies on undergraduate loans and reduce borrowing limits for graduate students.If you’re a student, parent, or borrower wondering …