An Example Why Private Student Loan Debt in Bankruptcy is Difficult

Just by looking at the facts surrounding dealing with private student loans and bankruptcy discharge, it appears more private student loans should be eligible for elimination as they are not protected. But lenders have either taken to fighting hard to prevent discharge or smaller lenders seem to quietly give up and let the debt be … Read more

Private Student Loans Under the Bankruptcy Microscope for This

An avenue of inquiry that is being pursued in an ongoing bankruptcy adversary proceeding might help to bring some clarity to what is the actual cost of attending a school where student loans are utilized. The court arguments are getting into the weeds, and that’s okay. Every nook and cranny is being evaluated to reach … Read more

National Collegiate Student Loan Trust Bankruptcy Arguments Getting Sharp

A group of attorneys are fighting the good fight in a case involving another stinking National Collegiate Student Loan Trust case. The arguments about why these particular private student loans should be discharged in bankruptcy have been sharpened through several cases and litigation. When I read the summary, in this case, it seemed that the … Read more

Bankruptcy Judge Discharges All NCSLT Student Loans

Here is a very interesting bankruptcy case from earlier in 2020. Judge Jennemann had no patience for National Collegiate Student Loan Trust and eliminated the private student loans in full. She also awarded attorney fees to the consumer as well. This case shows, if a creditor claims your private student loans are exempt from discharge … Read more

Bankruptcy Judge Says REPAYE is a Hopeless Strategy

A recent opinion written by United States Chief Bankruptcy Judge Somers is a fascinating read. The bankruptcy judge excoriates the student loan position the government has held that student loans should not be discharged in bankruptcy. Of course, even that position goes against previous Department of Education advice that some federal student loans should be … Read more

Shocking Landmark Ruling on Private Student Loan Bankruptcy Discharge

Happy Couple Tablet

Let’s hope that August 31, 2020, can be remembered as an important day in the fight to break student loan debtors free from the lifelong debt slavery of student loans. The appeal court opinion in a case involving the discharge of Navient private student loans was McDaniel v. Navient. This case involved Navient Tuition Answer … Read more

Student Loan Adversary Filing – Cesar Medina and Krystal Anne Medina – Adversary Proceeding

The following student loan bankruptcy adversary case filing is presented here to help others dealing with the same issues. Case Location: United States Bankruptcy Court, S.D. California Summary of Document Filed: Opposition to Defendant’s Motion to Strike filed by Christopher R. Bush of Christopher R. Bush on behalf of Krystal Anne Medina. (Attachments: # 1 … Read more

Student Loan Adversary Filing – Amanda Leigh Ratcliffe – Adversary Proceeding

The following student loan bankruptcy adversary case filing is presented here to help others dealing with the same issues. Case Location: United States Bankruptcy Court, W.D. Virginia Summary of Document Filed: Adversary case 20-07021. Complaint by Heather Parsons on behalf of Amanda Leigh Ratcliffe against Liberty University, Inc.. Receipt Number EXEMPT, Fee Amount $0.00. AP … Read more

Student Loan Adversary Filing – Cesar Medina and Krystal Anne Medina – Adversary Proceeding

The following student loan bankruptcy adversary case filing is presented here to help others dealing with the same issues. Case Location: United States Bankruptcy Court, S.D. California Summary of Document Filed: Tentative Ruling. Department 3: Hearing Date and Time: 03/11/2020 @ 10:00 AM (related document 5 )(Admin.) (Entered: 03/10/2020) 10 March 2020 PACER Document Case … Read more

Student Loan Adversary Filing – Michael Frank Hacker – Adversary Proceeding

The following student loan bankruptcy adversary case filing is presented here to help others dealing with the same issues. Case Location: United States Bankruptcy Court, D. New Mexico Summary of Document Filed: Adversary case 18-01079. (63 (Dischargeability – 523(a)(8), student loan)): Complaint by Michael Hacker against United States of America, Department of Education, New Mexico … Read more

Student Loan Adversary Filing – Tamica Latoya Jackson – Adversary Proceeding

The following student loan bankruptcy adversary case filing is presented here to help others dealing with the same issues. Case Location: United States Bankruptcy Court, N.D. Florida Summary of Document Filed: Clerk’s Certificate of Service to Tamica Jackson via Hand Delivery (Re: 2 Summons Issued.) (Hawkins, J.) (Entered: 10/03/2018) 3 October 2018 PACER Document Tamica … Read more

Student Loan Adversary Filing – Debra Lynn Maddox and Gregory Manuel Maddox – Adversary Proceeding

The following student loan bankruptcy adversary case filing is presented here to help others dealing with the same issues. Case Location: United States Bankruptcy Court, N.D. Florida Summary of Document Filed: CORRECTIVE ENTRY BY CASE ADMINISTRATOR – The entry referenced hereto has been modified by the court for accuracy at docket entry no. 3 : … Read more

Student Loan Adversary Filing – Tracy Hinson – Adversary Proceeding

The following student loan bankruptcy adversary case filing is presented here to help others dealing with the same issues. Case Location: United States Bankruptcy Court, D. Delaware Summary of Document Filed: Adversary case 19-51243. Complaint to Determine Dischargeability of StudentLoans by Tracy Hinson against NAVIENT SOLUTIONS,INC, Betsey DeVos. Fee Amount $350 (63 (Dischargeability – 523(a)(8), … Read more

Student Loan Adversary Filing – Medina v. National Collegiate Student Loan Trust 2006-3

The following student loan bankruptcy adversary case filing is presented here to help others dealing with the same issues. Case Location: United States Bankruptcy Court, S.D. California Summary of Document Filed: 9 February 2020 PACER Document Medina v. National Collegiate Student Loan Trust 2006-3 28 June 2019 19-90065 63 Dischargeability – 523(a)(8), student loan United … Read more