I’m Scared, Engaged, Pregnant and Terrified. – Alex

“Dear Steve, I got married in Sept 201 and unfortunately he ended up being the wrong person and abusive. I am still in the process of getting divorced. I racked up around 30k in credit card debt from the wedding and now for paying household and dily expenses on one income. I am living in … Read more

I Was in a Severe Abusive Controlling Relationship That Has Left Me In Financial Ruin. – Tammy

“Dear Jon, I was in a severe controlling relationship, through abuse, infidelity and financial ruins. My husband and I separated and divorced, and we went from a mutual agreement to share our enormous debt, to me stuck with everything that even a court order can’t protect me from. My credit is beyond destroyed, and I … Read more

CFPB Lays Out What It Will Look For as an Abusive or Deceptive Practice

The Consumer Financial Protection Bureau (CFPB) has released material which lays out how it will investigate and/or identify unfair, deceptive or abusive acts and practices. This has a serious impact on the entire debt relief industry, non-profits included. The rules and regulations, to me, appear to be clear that the underlying issue is if the … Read more