I Have a Shopping Addiction and Feel Like an Idiot for Being So Irresponsible. – Gloria

“Dear Steve, Age 55 / divorced 14yrs with employer (job security ‘8’ on scale of 1–10) 55k in 401k (currently not contributing due to debt/no other savings) Upside-down on home mortgage (recently approved for a loan modification – 30yr fixed 4%) 10k in credit card debt (pay $250 mth in payments) 3yrs left on auto … Read more