9.8% of mortgage applications were ARMs last week as 30-year rates topped 7.12%. Here’s how an ARM reset and a 2-1 buydown actually work — and what to check before you sign.
Kevin Warsh was just confirmed as Federal Reserve chair in the most partisan vote in modern history. Here is what his inflation-first approach means for your credit card rate, HELOC, and ARM mortgage — and what to do this week.
The U.S. housing market just split in two — Sun Belt prices falling, Rust Belt rising. Which side you’re on changes your debt options, your equity position, and the financial moves available to you right now.
D.R. Horton’s profit just dropped 13%. If your debt plan involves home equity, a HELOC, or selling the house, the math is shifting under you.
Kevin Warsh just told the Senate he’ll keep rates high. Here’s what that means for your credit card APR, HELOC, and adjustable mortgage — and what to do this week.
Queens had 167 foreclosures in Q1 2026 — more than Brooklyn, the Bronx, Manhattan, and Staten Island combined. What that number means for every middle-class homeowner.
“Dear Steve,Support and live with wife and 3 children–23, 21 and 14 years old. I am 48 yrs. oldYearly income is $74,000/about $5050/month net Current on all bills and payments–have never missed a bill payment of any type. No extra money after bills per month. Job is secure but income will not increase much if …
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