I’m So Afraid, Scared, and Ashamed About Bankruptcy. – Jack

“Dear Steve, I’m 75K in credit card debt. My take home pay is 3136 a month. My monthly expenses plus credit card bills equals 3172. I have $900 in savings. This doesn’t include my $5100 tax bill due in 6 months or groceries. I’ve been barely able to make ends meet and I put groceries … Read more

Diagnosed With Cancer, Income Dropped, and Deep in Debt. – Betty

“Dear Steve, Household income dropped in 2009 by $75,000, during that time I was also diagnosed with cancer, thus, medical bills on top of everything else. Now I find myself with $55,000 in credit card debt and yes, I am making minimum payments but that’s it. I have talked with a couple of different debt … Read more

This is a Scary Time in My Life. I’m Worried About Filing Bankruptcy. – Karina

“Dear Steve, This is a scary time in my life. I am self-employed. I am 57 years old, single, and live alone in an apartment in San Francisco. Following my divorce three years ago, after 18 years of marriage, I found myself in the position of not being able to pay monthly expenses on my … Read more

I am a Debt Collector and Now I’m in Big Trouble With Debt Myself. – Brent

“Dear Steve, I 42 years old, my wife and I have been married 11 years and have two boys ages 9 an 5. I have had a good career in the collections business over the years, so finding myself in this situation is extremely difficult. Not only are we in debt, but it seems the … Read more

We Have Enough Cash to Make it Four More Months. – Laura

“Dear Steve, My husband was downsized from his company and due to previous bouts of unemployment we had to make house payments w/credit cards and amassed major debt and did not get that paid off prior to him losing this position. We have enough cash to make it for another 4 months and then we … Read more

Will Banks in Dubai, Hunt Me Down in Canada? – Kent

Kent “Hi Steve, I left Dubai without paying my credit card bills with 2 int’l. banks. I am now here in Canada on a permanent resident status. Can they trace me here? I am worried that it might adversely affects my application for Citizenship should I apply after 3 to 4 years. I am really … Read more

Shellie Had Cancer And Is Now Slowly Dying From Terminal Debt

Shellie “Dear Steve, I had cancer and a lot of complications with it, at the same time my youngest son had lung surgery. I don’t have any other outstanding bills other that medical. Even with insurance i still owe about 6 or 7 thousand dollers in medical bills. I am getting disability but it isn’t … Read more

Holly Writes In “I’ve Kept This Secret From Him For a Long Time.”

Holly wrote in and asked her question through the GetOutofDebt.org site. You can too. “Hey there, I have been with my boyfriend awhile now, and we’ve just started to talk about purchasing a house and getting a joint credit card. We’ve never discussed finances further than how much money we make per year. I have … Read more