Coronado Student Loan Trust Private Loans Discharged in Bankruptcy

A bankruptcy Adversary Proceeding was filed in December of 2018 and one of the parties named in the action was American Educational Services. The consumer said they had $132,652 in private student loan debt that American Education Services was servicing. The underlying creditor was said to be Coronado Student Loan Trust. On March 19, 2019, … Read more

Is It Illegal for AES to Consolidate All My Loans?

Question: Dear Steve, After graduation, I consolidated my loans thru AES. I had 7 loans (5 federal & 2 private). AES said it could only consolidate the federal loans, but not the private loans because PLs were not government loans, subsidized & are structured differently. This explanation made sense to me & I only asked … Read more

American Education Services Student Loans with a Debt Collection Agency

Get Out of Debt

Question “I cosigned a student loan for my daughter with American Education Services, and she thought it was deferred until she graduated. Which just happened last year fall semester. I have been getting calls from MRS Associates saying the original creditor won’t deal with her or myself and it HAS to be handled by him. … Read more

AES is Not Willing to Help Me With an Affordable Private Student Loan Payment

Question: Dear Steve, Several years back my married daughter had been working and due do the economy had been losing many jobs. She decided to go back to school to hopefully get a better job. Of course to make all this happen she needed to apply for student loans. In order to get the loans … Read more

How Do I Get My Master Promissory Note From American Education Services? – Rosey

“Dear Steve, Cannot obtain my Master Promissory Note from my consolidated private student loans. The private student loan consolidation was done through Xpress Student Loans. Xpress Student Loans has become American Education Services. They say they do not have the promissory note for the private student loans that I consolidated with Xpress Student Loans. They … Read more

Sallie Mae and American Education Services Generate Most Student Loan Complaints

A report out today from the Consumer Financial Protection Bureau outline the major problems facing American’s today when it comes to dealing with private student loans. Not surprisingly, Sallie Mae tops the list of most complained about student loan company, with 46 percent of all private student loan complaints. American Education Services (PHEAA) was a … Read more

My Student Loan Xpress Loan is Now With American Education Services But I Need Help. – Jack

“Dear Steve, I borrowed upwards of $70k (now $95k) from Student Loan Xpress for a higher education degree in 2006. I have the degree, but I’m not making the kind of money required to pay back this (and many other loans). I have been unable to make any payments to this loan… but am on … Read more

American Education Services (AES), Xpress Loan Servicing, Student Loan Solutions – Consumer Complaint – 3-12-2012

Date This Problem Happened: December 15, 2005 State You Live in: Illinois Race/Ethnicity: White Age Range: 36-50 Total Amount of Fee Paid: Company Name: American Education Services (AES), Xpress Loan Servicing, Student Loan Solutions Company Address: P. O. Box 2461 Harrisburg, Pennsylvania 17105-2461 Company Telephone Number: 800-233-0557 Website of Company: aessuccess.org Consumer Statement: About 5 … Read more

AES American Education Services – Consumer Complaint – 2-8-2012

Date This Problem Happened: February 7, 2012 State You Live in: North Carolina Race/Ethnicity: Black or African American Age Range: 21-35 Total Amount of Fee Paid: Company Name: AES American Education Services Company Address: PO Box 2461 Harrisburg, Pennsylvania 17105 Company Telephone Number: Website of Company: aessuccess.org Consumer Statement: My loan defaulted after I was … Read more

Full Time Student, Out of Cash, Wages Being Garnished by AES/PHEAA. Help! – Keith

“Dear Steve, I have a family of four and spouse who is an fulltime student. Income cut in half because of economy. Sinking fast and have exhausted all savings and 401k trying to stay afloat My wages are being garnished by AES/PHEAA for defaulted student loan. I requested an economic hardship hearing in writing at … Read more

Can My Father’s Social Security Be Garnished for My Private Student Loan? – Michael

“Dear Steve, I am a theater major have run out of any options on the private loans I have a private student loan through AES and to make a long story short my loan is now in collections. My dad is 84 and cosigned my loan he is now in a nursing home. I am … Read more

I Have Tried to Lower My Student Loan Payment Without Luck. – Scott

“Dear Steve, I graduated from college with a ton of debt. From AES: Loan1 = $23,977.76 Loan2 = $35,285.42 Loan3 = $40,775.22 From Sallie Mae: Loan1 = $2,664.58 Loan2 = $3,552.73 Loan3 = $5,567.47 My income is $42,000 / year. I have tried to lower payments through AES, but according to the representative, they have … Read more