I Can’t Get a Straight Answer About What is Going On With Ameritech and the FTC

Question: Dear Steve, Are you familiar with Ameritech? I can’t seem to get an answer from anyone there as to the status of things in general. My daughter has paperwork with them and we I don’t know to assess the situation. No one seems to think what I saw on the internet with the FTC … Read more

This Student Loan Assistance Marketing From Ameritech Financial Will Make You Feel Violated

I’ve been helping people with debt advice or assistance since 1994 but this marketing just revealed in public filings is creepy as hell. If I had not seen the images myself I would not have believed it. This material was made public in the suit brought by the Federal Trade Commission against American Financial Benefits … Read more

The Number of People You Give Gifts or Rides Too Impacts Your Student Loan Payment

Under the heading of “You Can’t Make This Stuff Up” I was reading a recent FTC filing in the case involving American Financial Benefits Center. An FTC investigator made a call to an AFBC sales agent named Hollywood. The sales representative asks the undercover investigator about how big her family is. HOLLYWOOD: Three, so is … Read more

American Financial Benefits Center Appears to Lock FTC Crosshairs on Itself

I must admit the American Financial Benefits Center, Ameritech Financial, Financial Education Benefits Center, and Brandon Frere must have incredibly creative attorneys advising them. Frankly, I’m not sure I get the path they are on. Back in August of 2017 the American Financial Benefits Centers, a student loan document preparation company went with the strategy … Read more

American Financial Benefits Center and Ameritech Financial Sue FTC to Back Off

American Financial Benefits Center, Ameritech Financial, and Financial Education Benefits Center (Plaintiffs) have filed suit against the Federal Trade Commission (FTC) and politely asking the FTC to backoff. You can see my past posts about American Financial Benefits Center. The Plaintiffs say their job is to assist consumers who are looking for solutions for “government-offered … Read more

Have I Been Scammed by American Financial Benefits Center? – Deb

Question: Dear Steve, I did sign up with AFBC, my payments went from $300/mon to $99/mon and I paid straight to them. supposed to be for 20 years and then I was done. After 1 year they said they had to include my husband’s income which is barely minimum wage. Now I’m paying $126.78 to … Read more

AFBC and Student Loan Payment Reduction Department

An amazing reader, JMAN sent in a new debt relief mailer through my I Buy Junk Mail program. This one is for something called the Student Loan Document Preparation and Processing Services Program, Student Loan Payment Reduction Department, and AF Student Services. The key here is nothing in this self mailer is clearcut. The outside … Read more

Fake Looking Official Mailer for Student Loan Assistance

An amazing reader, Emily, sent in a new debt relief mailer through my I Buy Junk Mail program. As you can see from the outside the mailer does not identify the company and pretends to look like an official mailer. It comes from postal permit 1297 in Sacramento, California, which has been responsible for sending … Read more

Canadians Targeted in Student Loan Assistance Scheme From U.S.

The flurry of student loan assistance programs exploding is the latest debt relief pitch rolling out. I’ve covered these here, here, here, and here. An amazing reader sent in a new debt relief mailer through my I Buy Junk Mail program. The consumer lives in Canada but the mailer came from the same notorious postal … Read more