Is This the Same Tim Daniels That Settled With the FTC?

A reader sent in an email and said a Tim Daniels was running Student Help Network at IBRPlan.com. So the first thought to come to mind was, “Who the hell is Tim Daniels?” Figuring the reader sent me the email I thought it must be about someone I’ve written about before. Otherwise, the email really … Read more

Consumer Freaked Out With American Financial Service and Legal Helpers Debt Resolution Changes

I received the following statement from a consumer regarding the recent changes at Legal Helpers Debt Resolution with the termination of their backend servicing companies, including apparently American Financial Service. While the statements made might apply more to American Financial Service that was probably terminated, the perception is that this is poor service being delivered … Read more

Apparently American Financial Service Did Not Get the Memo on Advanced Fees

A tipster (send in your tips here) sent me a link and asked me to look at the website for American Financial Service. The tipster (send in your tips here) said they were still claiming to charge an advanced fee for debt settlement services. Well sure enough, it does appear that American Financial Services does … Read more

International Association of Professional Debt Arbitrators – IAPDA Certification Exposed

Loyal readers may have observed that I routinely never mention IAPDA, the International Association of Professional Debt Arbitrators (IAPDA) or even mention that a company may display their logo as being a member. It’s not that I’ve not noticed their logo displayed on sites, it’s that many in the industry have disparaging things to say … Read more

American Financial Service – Scam, Complaint, Review, or Praise?

Please share your experience with this debt relief company and provide your review and feedback, in the comments section below. The goal of this page is to allow people to share information that may be important to help others to make a more informed decision regarding their experience with this debt relief company. Here are … Read more

The Elusive USOBA Membership List Made Public

Below you will find a document that was given to me by a USOBA member with a soul. They sent it to me at click here. I’ve actually had this for some time and I was giving the United States Organization of Bankruptcy Alternatives (USOBA) multiple chances to release to me a current membership list. … Read more

Regulation of Debt Settlement Companies Looming

This is a guest post by Kenneth Long, President of Fiscal Progress. If you would like to submit a guest post for publication, just send me an email to [email protected] Steve On September 25, 2008 the Federal Trade Commission (FTC) held a public workshop to explore the for-profit debt settlement industry. Panelists representing debt settlement … Read more

Kirkland Green Review

Address: 2400 Main St Second Floor Irvine, California 92614 Corporate records say it is: Don Kim 6529 Berry Ave Buena Park, CA 90602 The Association of Settlement Companies disclosure on their site says: Kirkland Green 1117 Desert Lane #1043 Las Vegas, NV 89102 It is actually a Nevada corporation with all the positions held by … Read more

New York Attorney General Announces Nationwide Investigation Into Debt Settlement Industry

Subpoenas Fourteen Debt Settlement Companies and One Law Firm in Connection with Probe Debt Settlement Companies Often Charge Huge Fees for Misleading Plans, Suggest Selling Blood Plasma to Raise Funds, and Leave Consumers in Worse Financial Shape NEW YORK, NY (May 7, 2009) – Attorney General Andrew M. Cuomo today announced a nationwide investigation into … Read more