Equifax’s $30 Million Hard Inquiry Settlement: Who Actually Qualifies, and What Everyone Else Can Do
Equifax hard inquiry settlement: $30M fund, claim by Nov. 29, 2026. Only people on Equifax’s class list can file. Here’s how to know if that’s you.
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They Said a Free Credit Report Every Week Is a Legal Right. It’s a Bonus the Bureaus Could Take Back.
Federal law guarantees one free credit report per bureau every 12 months — the weekly free access you rely on is voluntary, not a statute.
Equifax Agreed to Pay $2.2 Million Over Duplicate Debt Reporting — Here’s Who Can Actually Claim It
Equifax will pay $2.2 million over duplicate credit reporting. Only about 37,000 mailed-notice holders can claim – here is what everyone else should do.
Is Your Free Credit Report Actually Complete? Two New Lawsuits Say No
Two federal lawsuits allege that Experian and Equifax provide incomplete ‘summary’ credit reports through AnnualCreditReport.com instead of the complete file disclosures required by the Fair Credit Reporting Act. Here’s what they say is missing and what you can do.
Credit Repair vs. Credit Fraud: Myth vs Reality
Learn the difference between legitimate credit repair and illegal credit fraud. Steve Rhode and Damon Day explain what you can dispute and scams to avoid.
