“Dear Steve, Bad credit due to financial hardship/reduction in my income. My Bank of America was charged off and sold to North Star last Feb. 28, 2013. North Star has called but I have not answered. My question is should I contact them and pay this debt or just not contact them at all. I …
“Dear Steve, I’m 75K in credit card debt. My take home pay is 3136 a month. My monthly expenses plus credit card bills equals 3172. I have $900 in savings. This doesn’t include my $5100 tax bill due in 6 months or groceries. I’ve been barely able to make ends meet and I put groceries …
“Dear Steve, I have lived with debt most of my life. Parents divorced and on my own since 19. I put myself through school and lived off of credit cards while doing it. I never have caught up. I am now married with two kids. We were fine with the debt we were accumliating since …
“Dear Steve, This is a scary time in my life. I am self-employed. I am 57 years old, single, and live alone in an apartment in San Francisco. Following my divorce three years ago, after 18 years of marriage, I found myself in the position of not being able to pay monthly expenses on my …
Karen “Dear Steve, I am 62, divorced, working full time and heavily in debt. I tried Consumer Credit counseling, Debt Settlement by closing what little 401K I had and finally have filed for bankruptcy. My court date is in 1 month and I just received an audit from the IRS and find I owe another …
When I was growing up my Dad found himself unexpectedly unemployed. He went from being an executive to without work, through no fault of his own. I often think back about those days as I read the emails of people that write to me for help who are now unemployed and struggling. I asked my …
Holly wrote in and asked her question through the GetOutofDebt.org site. You can too. “Hey there, I have been with my boyfriend awhile now, and we’ve just started to talk about purchasing a house and getting a joint credit card. We’ve never discussed finances further than how much money we make per year. I have …