Net Worth: What It Means and How to Increase Yours

Quick Question: What’s your net worth? If you’re like most people, you don’t know. And you may not even know how to calculate it. You may think that net worth is something only wealthy people need to worry about, but in fact, it’s a very useful figure and no matter who you are, you should … Read more

Is It Possible to Avoid Bankruptcy and Prevent Our Creditors From Attaching Judgment Liens On Our Properties? – David

“Dear Steve, I’m a real estate investor and my wife is a Realtor. We have used my wife’s credit to accumulate debt of $180K in unsecured personally guaranteed business LOC and credit cards in one corporation and $100K in of the same in a limited liability corporation. I filed personal bankruptcy 4 years ago and … Read more

Surviving With Less Credit

At ByDesign Financial Solutions, a debt-counseling service in Modesto, Calif., they’re working overtime these days. “Our call volume went up 97% in the past five weeks, which has left us scrambling,” says Martha Lucey, president of the nonprofit agency. “[The callers] are close to the max on their credit cards, and they just can’t figure … Read more