Convergent Outsourcing: Who Are They and Why Are They Calling You?

Quick Answer: Convergent Outsourcing is a third-party debt collector headquartered in Renton, Washington. They collect primarily for AT&T and other telecom and utility companies. Their most commonly reported phone number is 800-444-9988. Convergent has 1,574 complaints in the CFPB database; the leading category is attempting to collect debt not owed, and a federal MDL class …

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Enhanced Recovery Company (ERC): Who Are They and Why Are They Calling?

Quick Answer: Enhanced Recovery Company (ERC) is a third-party debt collector headquartered in Jacksonville, Florida. They collect primarily for AT&T, Comcast, DirecTV, and Dish Network. Their most commonly reported phone numbers include 800-383-2627 and 877-492-6426. ERC has 1,768 complaints in the CFPB database; the leading categories are attempting to collect debt not owed and failing …

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Amsher Collection Services: Who Are They and Why Are They Calling You?

Quick Answer: Amsher Collection Services is a third-party debt collector headquartered in Birmingham, Alabama. They collect primarily for T-Mobile, AT&T, and Sprint. Their most commonly reported phone numbers include 800-500-7100 and 205-324-7100. Amsher has 456 complaints in the CFPB database; the leading category is attempting to collect debt not owed. A federal TCPA class action …

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AT&T Account Transfer: What It Means and What to Do

Quick Answer: AT&T account transfer means the original account holder remains responsible for debt even when someone else uses the account. In this case, the account holder must work with AT&T and their son to prove payment was made or resolve the $2,400 delinquency affecting their credit report.“Dear Steve,I opened an account with ATT over …

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iPad Purchases: What It Means for Your Debt

Quick Answer: iPad purchases can be worthwhile for debt concerns if the device genuinely improves productivity or income potential, but buyers should evaluate whether the functionality truly benefits their specific situation. The author argues the iPad’s portability fills a gap between smartphones and laptops, with AT&T offering month-to-month 3G data plans without long-term contracts. The …

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