“Dear Steve, Just had a sears card charged off this week. I had gotten a call from sears they said i had till Jan 13 to make a payment. I called yesterday, but it had already been charged off since two days ago. I take full responsiblity for the debt and plan to pay it …
Will be filing for ch 7.I am an authorized user on 3 of my husbands accounts.The legal assistant told me that the chapter 7 would come out on my husbands good credit report? If I am an authorized user can i remove myself on 3 of my husbands accounts so they dont have to close …
Secondary card holder swiped 30k and now company wants to apply for Corporate AMEX I had added a friend as a secondary card holder to pay for student tuition fees. She charged some 10k while I was around and was paying the minimum monthly due. For company work, I had to relocate outside US for …
Husband died in 2005, had no estate, I was authorized user of sears card, and I used it for new washer, dryer, in 2007. did I notify sears he passsed away? no, never dawned on me. sear apparently discovered his passing and came at me with full force to pay of that debt. needless to …
“Dear Steve, I have 4 credit cards that I added my husband to as an authorized user. The debt has grown to over $34,000 in the last 8 years. Less than 3% of the charges were by me, but my husband is refusing to take responsibility. I am a stay at home mom with 3 …
My sister added me as an “authorized user” on her credit card. I used the credit card to purchase a used vehicle and have been paying the monthly payments on her card for the past year or so. Now she has filed bankruptcy. Her bankruptcy attorney told her that even though I am an “authorized …
“Dear Steve, When I was 18 and moving into the dorms at college my father put me as an authorized user on a couple of his credit cards. At the time my dad had very good credit and this was done in order to help me build my own credit and use these cards in …
“Dear Steve, My wife and I shared a credit union checking account. she was the primary holder of the account and i signed up as an authorized signer. i applied for a credit card asking for a limit of $7,000.00, i signed an application and faxed it over, without my wifes signiture they approved the …
Bobbi “Dear Steve, Divorced and stuck with huge debt from marriage. What is the best way for me to get out of debt and have decent credit again? I was married to a “spender” who tricked me so many times – getting loans and credit cards under my name without asking me, made himself an …
“Dear Steve, I have cerdit card debt of $150,000 with my spouse that was used to pay my mortgage and other expenses. My 2 sons (22, 24) who are still in college have dependent cards, and I was wondering if I were to file bankrupty will the card company goes after them? John” Dear John, …