“Hi Steve, Can I file bankruptcy without if effecting my husband’s credit standing? I’m in TX, by the way. We have one card that we share and it is at zero balance. I’m an authorized user on another that does have a balance. Everything else is in his name. My debt is about 10,000 and …
Robin “Dear Steve, What I need to know is can I file on credit cards that I am only authorized user? It is in my 70 year old mothers name, would it be possible to do a debt settlement on these accounts? She doesn’t have the funds available to make the payments and neither do …
“Dear Steve, I’m an authorized user on my wife’s cards and they have high balances. If I take myself off as an authorized user, which I have, will these accounts fall off my credit scores? I’m considering putting her accounts in a debt settlement and not mine. Therefore taking the hit on one credit score …
“Dear Steve, Okay. My Mother In Law has severe Alzheimer’s. Her estate was swallowed up by the first institution she lived in, but when that ran out we had to get her on Medicaid and put her in a different institution. She is now technically destitute; her social security goes directly to the institution, her …
“Dear Steve, My husband and I are in a Ch. 13 Bankruptcy. I filed because my ex-husband was an authorized user on my credit cards I had when we were married. He ran it up and we got divorced. I moved with my job out of state and had an outrageous car note that he …
Kay I asked my friend, Gerri Detweiler, to also answer this question so you could get two independent points of view. You can learn more about Gerri and contact her by visiting her blog. “Dear Steve, I’m a 42 year old married woman with 2 little girls. All the credit cards are in my name. …
I apologize in advance for the short response. I am currently away on vacation with limited internet but wanted to give you an answer as soon as possible. Steve “Dear Steve, I filed bankruptcy 8 years ago so when I started to re-establish my credit, I did so by being an “authorized user” on my …
Merle “Dear Steve, I have a credit card that I’ve had for over 10 years. It was in mine and my husbands name. I have been paying by check signing my name all this time. My husband passed away almost 2 years ago. They found out and are now calling for the full amount of …
