Kevin “Dear Steve, Started a New Job with Signifigatly lower pay. Need to refinance high car payment to more affordable payment. Are there many options to refinancing a vehicle I’ve had for about 2 years to get a lower payment when I owe almost double the value for it? Kevin” Dear Kevin, While there are …
“Dear Steve, My situation revolves around my car loan. I got my loan back in July 2006, and the interest rate was high, understandably because I had bad credit. Now two and a half years later, it seems that it still is horrible, because NO ONE will refinance me. I tried LendingClub.com (I googled my …
“Dear Steve, I currently have around $65K in credit card debt. Some of it is from paying of my auto loans, 13K, with balance transfers in order to lower monthly payments. The bulk of it was from 4-6 years ago, when My wife and I both had a 25% reduction in pay for over 2 …