National Debt Relief Shares The Good News For Consumers With Bad Credit

Philadelphia, PA (PRWEB) April 12, 2015 National Debt Relief recently shared in an article published April 6, 2015 how consumers who has either a very low credit score or zero credit score can finally have an easier access to credit. The article explains how FICO came up with the pilot program and who will mostly … Read more

5 Things You Absolutely Need to Find in Your Credit Reports

You probably already know it’s a good idea to review your credit reports and your credit scores. But what happens when you get a copy of your credit report and you aren’t sure what to make of it? In a recent survey by Credit.com, 27% of consumers who said they had reviewed their credit reports were … Read more

I Bought a Truck With Bad Credit. How Can I Pay It Off Faster? – Rondell

“Dear Steve, I PURCHASED A MUCH NEEDED USED TRUCK FOR A NEW JOB THATS PAYING ME $60,000 A YEAR… I PUT A DOWN PAYMENT OF $1,500…THE INTREST RATE IS 18%…MY CREDIT SCORE IS VERY POOR (540)….MY NOTES ARE $425.00 A MONTH FOR, 56 MONTHS, HOW CAN I PAY THIS TRUCK OFF IN HALF THE TIME,OR … Read more

Which Banks Will Give Me a Debt Consolidation Loan With Bad Credit? – Rita

“Dear Steve, I was downsized from a job, & had to go back to college. We had to file for Chapter 7 nine years ago while I finished school. That’s where our credit began to fall apart. Just when we thought our little family was getting back on our feet, our home was foreclosed on … Read more

My Mom Didn’t Pay the Rent and It’s Hurt My Credit. – Sunshine

Dear Steve, I am a young adult that is trying to establish credit. When I was 18 years of age I stayed with my mother and signed the lease as an occupant, because I was of age. Therefore, I was held responsible for any damages or anything that could happen to the apartment. My mother … Read more

Raised in a Foster Home and Suffering With Bad Credit. – Dwayne

“Dear Steve, As a child i grew up in foster homes. my real parents put bills in my name as i was a child no where in there life. ive tryed hard to overcome the life style i was raised till i was 13 & put in foster care but its just so hard not … Read more

How Can I Fix My Bad Credit So I Can Get a Loan? – Andy

“Dear Steve, I let two parcels of real estate,one my home, go into foreclosure. Both had first and second mortgages. They were both worth much less than the principle amounts. I have no debts whatsoever. I have the downpayment and income to buy a new home but cannot get approved for a new loan because … Read more

Should I Pay My Old Debts or Just Let Them Fall Off My Credit Report? – Lucas

“Dear Steve, I got laid off about 6 or 7 years ago. During that time, all my accounts; credit cards… loans, personal accounts went into default. Today, over 6 years later, my credit is worse than it has ever been. I believe that all my credit cards,and accounts that went into default fall under “expired … Read more

I Have Bad Credit And Now I’m Trying to Buy a Home. My Bad Credit is Haunting Me. – Brian

“Dear Jeremy, OUT OF HIGH SCHOOL IVE HAD BAD CHOICES IN BUILDING MY CREDIT NOW THAT IM LOOKING TO PURCHASE A HOME IT IS HAUNTING ME….. I HAVE DEBT THAT IS PREVENTING ME FROM LENDERS EVEN WANTING TO HELP ME. I HAVE A CREDIT REPORT AND HAVE BEEN PAYING OFF DEBT NOW I ONLY HAVE … Read more

I Went Into Debt Settlement And Now Can’t Get a Job at the Bank. – Valerie

I went into debt settlement two years ago and although it is helping somewhat now i cannot get a job at the bank i applied to. What are my options? Valerie This reader question was submitted for site members to answer. This is your chance to be a hero and help out this person by … Read more

My Goal is to Go to Law School But I Have Bad Credit. – Ella

“Dear Steve, My goal is to go to law school within the next two years. However, I have really bad credit. I have about 5 or 6 charged-off accounts on my credit report, and right now I’m working on paying off these accounts. Now, the reason I’m asking this question is because I don’t have … Read more

I Have a Number of Small Accounts I Want to Pay Off in Collections. – Orlando

“Dear Steve, I have about 12 accounts that are collections they are all small amounts 100 to 700 dollars. On my current income I can pay out 250.00 a month how can I go about paying to #1 pay the least amount total. #2 has the maximum positive effect on my very poor credit? I … Read more

How to Rent an Apartment With Marks on Your Credit

If you’ve had credit problems in the past, you may find it difficult to rent an apartment through traditional means. Many rental agencies and some private landlords do “credit checks” before renting, and a poor payment history can hold you back from getting the place you want. But don’t give up! You do have options, … Read more