“Dear Steve, I took in a friend of our family and he ended up ripping me off after he sold his property and never paid me back. I had to file for Bankruptcy and was cleared of that debt in April 2012. In the mean time I lost my state job, had no income and …
“Dear Steve, I Was Injured On The Job An Can No Longer Work .When This Happened I Worked Out My Income Over The Next 5 Years The First 2 Years My Income Droped 35% The Next Year Another 15% The 4th Year Another 15% This Is Where My Income Is At This Time. The First …
When we bought our home 8 years ago, we got an 80/20 loan from Countrywide for interest rates in the 8% range. We have been working with B of A, or trying to, for almost a year now to mocify our loan as they said we didn’t qualify for any of the government programs. They …
My husband and I are in the process of trying to get Bank of America to modify our mortgage for the second time. We are under water and are behind 2 months now. I’ve been assigned an account manager who I cannot get in touch with–all my calls are sent to voicemail. I can’t talk …
“Dear Andy, I was injured and out of work for over a year,and required surgery. My husband was a truck driver, and leased a truck, that was new, and kept breaking down. He could not hardly make enough money to pay the bills,except the mortgage payment. We had to also let a car go back …
“Dear Steve, Out of work 20 months – have tried to work with BofA on a loan modification for 2 1/2 years. Submitted paperwork to them 9 times and can’t get a modification just the run around. Doing a forensic and securities audit of my loan by an outside agency – can this really help …
“Dear Andy, Was laid off for 6 months and found a job, but at alomost a 50% reduction in pay. Two months behind with mortgage and all other bills are behind as well. Have applied for the remodification program with BOA, but they are as usefull as.. well you must know! Where can I get …
“Dear Steve, I would like to provide you with our hardship letter. We have suffered serious personal financial crisis, due to loss income. In July 2008, my spouse lost his job as the Director of a nonprofit organization, (85k per year plus car pmt and all medical paid, etc.), due to the many cutbacks in …
“Dear Steve, My house was sold for $80,000.00 under what I originally paid for it. B of A was giving me the run around. I am off work due to work injury, I started to “try” to talk to B of A before I fell behind on my payment. I filled out paperwork 3 or …
I like everyone else was laid off Jan 2009. Have been jumping through hoops to try and get a modification, in the mean time BOA put me on a partial payment plan that has put me 5 mos behind on my mortgage. I stopped that and went back to full paments Jan of 2010. My …