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Tag Archives: bank of america

Is It Legal For Bank of America to Raise My Interest Rates? – Lucy

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Lucy “Dear Steve, Have been advised about Bank of America raise in interest rates. I have never been late on a payment. Would like to be part of class action suit. Is this legal? Lucy” The Answer   Dear Lucy, The only Bank of America class action lawsuit I am familiar with is the one I previously wrote about, “Bank ... Read More »

    Bank of America – Scam, Complaint, Review, or Praise?

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    Please share your experience with this lender and provide your review and feedback, in the comments section below. The goal of this page is to allow people to share information that may be important to help others to make a more informed decision regarding their experience with this lending company. Here are some potential questions you might be able to ... Read More »

      I Have 3 Cards With Bank of America With High Interest Rates on Each. How Can I Get Out of Debt? – Becky

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      “Dear Steve, I have 3 cards with Bank of America with high interest rates on each….I have had these cards for 10+ years. I have made maybe 2 or 3 late pmts in such time. As I am paying these down, they keep lowering my credit limit which in turn is hurting my credit scores because it looks like I’m ... Read More »

        Bank of America is Charging Me 27% on My Credit Card. – Melinda

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        Melinda “Dear Steve, I made late payments a couple of times on my Bank of America Visa card. Now my interest is at 27% on $11,000.00. I cannot afford the payment minmum that they require. Should I try to talk them into lowering my interest rate back to a something more reasonable? Does that usually work? Melinda” The Answer   ... Read More »

          I Signed Up For the Bank of America Debt Consolidation Loan But I Have a Problem. – Roberta

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          Roberta “Dear Steve, We signed up online for an advertised debt consolidation with Bank of America. The interest rate was high 18.99%, but lower than the existing debt on credit cards used to pay medical expenses at 24.99%. I have been paying on this debt at 900 per month for a year now and not see much more progress than ... Read More »

            Bank of America CEO: We ‘Missed the Mark’

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            Bank of America CEO Brian Moynihan says the company is working to improve customer experience, sitting down with policymakers reforming the financial system, improving risk management practices and making changes to its compensation structure. “Before and during the recent crisis, many of our collective business judgments missed the mark,” Moynihan writes in the letter. “We believe the changes we’re making ... Read More »

              I’m 60, Unemployed, and Bank of America is Charging Me 27.99%. – Yvonne

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              Yvonne “Dear Steve, I can not get Bank Of America to lower my interest rate. It is a whopping 27.99%. The interest I am paying on 9800 is around 285. I am now unemployed and 60 years old. Very hard to find a job at that age, that pays anything. I’m lost on what to do. I have called and ... Read More »

                Credit Card Interest Rates by Credit Score, Type of Card and Issuer

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                The most recent statistics on credit cards sorted by interest rates, types of cards, issuer, and credit score. By Type of Card By Issuer By Credit Score Get Out of Debt Guy – Twitter, G+, Facebook Read More »

                  Should I Quit Paying Bank of America For My American Express? – Becky

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                  “Dear Steve, I have a BOA American Express card that was originally about $500.00 – I’ve paid every month and for the past 4 years made no new purchases. Interest rate is 25.99% and with all the monthly late fees / interest rate my balance is almost $2k. I’m falling further into debt with this one card and it has ... Read More »

                    I Settled One of My Debts But I Have More and They Don’t Want to Settle. – Lori

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                    Lori “Dear Steve, We have about $9K on one credit card which Bank of America agreed to settle for $5400. I just spoke to them on the phone and they said, “Do you want to settle?” then offered me the deal. It has gone through no problem. I tried an email to three other credit card companies but they turned ... Read More »

                      I’m Current on My Credit Cards But Want to Consolidate Them. – Laurie

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                      “Dear Steve, I am current of all of my debt. Do not have any past due debt. I do have about 25,000 in credit card debt and would like to consolidate, however am having a difficult time finding someone. Also, my main problem is that I have a Bank of America card fo 12,000 that they just raised my interest ... Read More »

                        We Got 100% Financing On Our Home But Once the Loan Adjusts We Won’t Be Able to Afford it. – KC

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                        KC “Dear Steve, My husband and I have a 5/1 Adjustable Interest Only loan, as well as a HELOC loan because we did 100% financing. I’m no longer working (staying at home with new son), and my husband’s salary was recently cut 10%. We’ve given up a few luxuries (cable tv, saving for retirement, etc) in order to stay current ... Read More »

                          Bank of America Won’t Help Me At All. – Donna

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                          “Dear Steve, I lost my job in July 2009. Just moved to SC, 3yrs. ago. I bought home which of course the value has dropped. I now have credit card debt of $14,000. I am only getting unemployment which does not pay the bills. My family has been helping, but it is not fair to them to continue to do ... Read More »

                            Recent Searches for Debt Advice

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                            I thought you might be interested in some recent search requests from visitors. It helps to give you a snapshot of what is on the minds of people looking for help. hide phone number from debt collectors how to get out of deebt experts advice on getting rid of debt better management of credit rating and poverty Bank of America ... Read More »

                              Am I Responsible to Pay for My Dead Husband’s Debts? – Linda

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                              Linda “Dear Steve, My husband passed away and now Bank of America wants to know when I’m going to pay off his credit card. Am I responsible to pay off my husbands credit cards ? If so is it possible to have the payoff amount lowered ? Linda” The Answer   Dear Linda, Bank of America might want you to ... Read More »

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