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Tag Archives: bank of america

Bank of America and Debt Management Companies Can’t Help Me. – Jessy

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“Dear Steve, My wife and I owe about 60,000 on multiple credit cards; have a mortgage of $243k (remaining) and a second mortgage (line of credit) with $75k used (out of $100). How we got here is very important but, at this point irrelevant; basically, due to years of borrowing from one card/line of credit to pay another card/mortgage. Obviously, ... Read More »

    I Was Making Payments to Bank of America and The Charged Off My Debt – Michelle

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    Michelle “Dear Steve, Back in 2007 I made a payment arrengment with BOA on my credit card. The balance on the card was 3500 but with intrest and fees it had gone up to almost 4700. The payment plan was 100. a month. Then in 2008 my husbands hours got cut and we had to talk to the credit card ... Read More »

      Bank of America Charged Off My Debt By Mistake. – Jennifer

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      “Dear Steve, we have 2 account s with Bank of America. I had them on payment programs. Our car was broken into and a checkbook was stolen (with other items) . The b of a accounts were set up to deduct payments the last day of every month. The last payment was returned by a frozen account on the old ... Read More »

        Are Debt Management Programs For Real? – Kim

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        “Dear Steve, I am in over my head and I really don’t have a clue if I can ever get out of debt. I have six credit cards, most of which i have closed. I currently am making minimum payments on my credit cards (6) and the loan I took out from Bank of America. Totally I owe 30,000 with ... Read More »

          Bank of America Gave Me a Settlement Amount But They Keep Changing It. – Rob

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          “Dear Steve, I talked with Bank of America Credit card, they gave me a settlement amount, it was too much for me to pay immediately on the phone as requested. I sent them a check for the amount with a letter stating it was for the agreed amount for settlement etc. They cashed the check but never settled the amount ... Read More »

            Bank of America Talks About Sales Approach at Branch Banks

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            In a recent Wall Street Journal article, Bank of America openly discussed the fact they gave out far too many credit cards and now something is going to have to be done about it to reduce continued risk to the bank. Expect to see more Bank of America credit cards closed unilaterally. But in the same article Bank of America ... Read More »

              I Am Looking to Consolidate My Debt And Then Form a Plan to Get Rid of It. – Drowning In Debt

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              Drowning In Debt “Dear Steve, In a TON of debt…looking for a way out. I am looking first to consolidate my debt, then form a plan to get rid of it. I have a $235,000 mortgage at 5%, a $65,000 interest-only second mortgage at 3.75% and about $47,000 worth of credit card bills. I was one of the millions of ... Read More »

                We are Trying to Get Our Short Sale with Bank of America Completed on Our FHA Mortgage. – Shawn

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                “Dear Steve, We currently have an FHA loan through B of A, it has been a struggle but we have remained current. We are going through a short sale currently, Bank of America is the primary & only lender involved. Our home is likely worth $80-100,000- in today’s market, but we owe $240.000. We started this short sale process at ... Read More »

                  I’m In a World of Hurt With Our Credit Thanks to Bank of America. – Sandy

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                  “Dear Steve, I am in a world of hurt with our credit although we have never missed any payments and have always remained current however it is becoming harder and harder to continue on. Total unsecured debt is near 90,000. We have been living check to check for years. Credit card companies have lowered our credit limits and hurting our ... Read More »

                    I Have a Lot of Bank of America Debt I Need to Clear. – Dan

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                    “Dear Steve, Thank you in advance for your assistance. I have roughly $50K in credit debt. I have been a customer with BofA for 20+ years and recently thought that I should approach them. Obviously, your article made me re-think that. In general, I am looking to consolidate and just give myself some sort of peace of mind. What would ... Read More »

                      Bank of America Lied to Me And Jacked My Rates. – Dee-Dee

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                      “Dear Steve, Initially contacted Bank of America to reduce Credit Card APRs, and they closed all my credit card accounts. Was told to call back in 6 months for APR reduction. Promised an APR reduction from 24.99% to 8.99%. Received a letter indicating that although Bank of America agreed to the APR reduction, they are now rescinding the arrangement. Once ... Read More »

                        I Settled My Debt But Bank of America Says I Still Owe It, In Full. – Chauntel

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                        Chauntel “Dear Steve, Hi, I had a BOA credit card that I couldn’t continue to may payment to for months, so it went into default and then collections with ICSYSTEM. After a couple of months I was abled to start making payments back so I called BOA and was told my account was indeed sold to ICSYSTEM. ICSYSTEM rep told ... Read More »

                          “Bank of America’s Message to Me Was Tough Shit!”

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                          Certainly an impassioned point of view from a very angry Bank of America customer that feels strongly that she is not going to pay Bank of America one more penny. Here are some videos that responded to the original video or content. As you can see she has a few fans. Although the message could have better embraced by people ... Read More »

                            Candy Has Concerns About Creditor Interchange and the Settlement Offer – Get Out of Debt Podcast

                            Here is the latest Get Out of Debt show podcast. Do You Have a Question You Want to Ask? If you have a credit or debt question you’d like to ask call 919-321-2378. Leave your first name and question and I’m happy to help you totally for free. Get Out of Debt Guy – Twitter, G+, Facebook Caller Question Candy ... Read More »

                              Bank of America is Dragging Their Feet on My Loan Modification and Citibank is Suing Me. – Angela

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                              “Dear Steve, I have been trying to work out a loan modification with my lender Bank of America for several months now. Bank of America granted me a 3 month forbearance to allow me to repair my home from Hurricane Ike damages. During that time, they asked me if I wanted to attempt a loan modification. I said, yes that ... Read More »

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