10 Things to Do After You File Bankruptcy
Steve Rhode and Damon Day walk through 10 steps to take after you file bankruptcy, from shame and credit reports to budgeting and restarting retirement savings.
bankruptcy discharge
They Said You Can Only File Bankruptcy Once in Your Life. The Law Sets Waiting Periods, Not a Lifetime Limit.
The Bankruptcy Code does not cap you at one filing. It sets waiting periods of up to 8 years before a new discharge, counted from your earlier filing date.
I Went to Court and Lost My Debt Case. Here’s What to Do Right Now.
You went to court and lost the case. Here are your real options now: appeal deadlines by court type, what the judgment allows, and how bankruptcy affects it.
My Private Student Loans Might Not Survive Bankruptcy the Way I Was Told
Student loans ‘never discharge’ isn’t always true. Some private loans fail a legal test that removes the exception — here’s how to check yours.
They Said Giving My House to My Kid Before I File Protects It From Bankruptcy. The Trustee Can Still Undo It.
Myth: gifting your house before you file keeps it safe. A trustee can undo it, you usually lose your exemption on it, and a Chapter 7 discharge is at risk.
They Said My Cosigner Filing Bankruptcy Would Wipe Out My Half of the Debt Too. It Doesn’t Work That Way.
A cosigner bankruptcy discharge releases them, not you. Chapter 7 gives zero cosigner protection; Chapter 13 gives only a temporary co-debtor stay.
Can I Get a Title Loan While in Chapter 13?
Taking a title loan while your Chapter 13 is active usually needs trustee permission first – and the car you’d pledge may be the plan’s own protected asset.
My Court-Ordered Restitution Was Turned Over to a Collection Agency. Here’s What to Do Right Now.
Court-ordered restitution sold to a collection agency doesn’t automatically get FDCPA rules. Here’s what actually protects you — and why the court, not the collector, holds the power.
A Creditor Won’t Stop Collecting After My Bankruptcy Discharge. Here’s What to Do Right Now.
A creditor still billing or calling after your bankruptcy discharge? Learn your rights under 11 U.S.C. 524, how to reopen your case for free, and stop it.
What SoFi Just Told the SEC About Discharging Private Student Loans
You’ve been told private student loans can’t be discharged in bankruptcy. SoFi’s own SEC filing says some can — here’s how to find out if yours qualifies.
