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Tag Archives: bankruptcy

I Filed Chapter 7 Bankruptcy But I’m Scared What I Will Face. – Lee

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“Dear Steve, I racked up lots of credit card debt going through college and graduate school. I have always been able to make miniumum payments and still had good credit. I now have $60,000 in credit card debt, $30,000 in school loans, and I had just bought a new car two years ago. I don’t make very much money so ... Read More »

    Chase Put a Hold on My Bank Accounts and I Can’t File for Bankruptcy. – Gina

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    Gina “Dear Steve, Chase places a judgement against me for $3,700 for a credit card. I was going to include this in my bk. They got to me before I could file and put a legal hold against 3 bank accounts (joint checking, joint savings, personal checking). The hold was for $7,500 per account for a total of negative $22,500. ... Read More »

      I Filed a Chapter 13 Bankruptcy But Now it is Getting Dismissed. – Laketia

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      Laketia “Dear Steve, I filed chapter 13 bankruptcy in June of 06, I was laid off of my job Jan 09 I notified my attorney and I was told I still had to make my payments. I did’nt have a option of getting my plan decreased or anything I was just told to find a job point blank! Now my ... Read More »

        My Fiance is Going Bankrupt. Will We Ever Be Able to Buy a House? – Jennifer

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        “Dear Steve, My fiance is considering filing for Chapter 7. He has okay/good credit, but more than $25,000 in credit card debt and his payments severely limit our finances. He does not have a car or house that creditors can seize for payment. I’ve read that bankruptcy will stay on your credit for 10 years, but other people have told ... Read More »

          My Debt Snowball, Snowballed. – Janine

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          Janine “Dear Steve, I have $90,000 in debt and make $63,000 a year. I did a debt snowball but that snowballed. I can’t seem to get out of debt. My parents were close to losing their home and I gave them most of my money. I have a few things I plan to sell but nowhere near enough to cover ... Read More »

            The Five Myths About Bankruptcy. Watch the Video.

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            Thanks to Twitter I discovered a new video out of a news story on the five myths about bankruptcy. The myths are: You should be dead broke until you file for bankruptcy. Bankruptcy ruins your credit score. You lose your home if you go bankrupt. You should max out your credit cards before going bankrupt. You should raid your 401(k) ... Read More »

              I’m in Debt Because of Too Much Fish. – Michael

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              Michael “Dear Steve, I’ve had a hellish trip through misery and desperation the past few years. In 2006, I experienced a health condition and illness from heavy metals and mercury through extreme consumption of fish and seafood since beginning to eat them more frequently in 1997. In Jan 2007, I had to leave my established sales career because of the ... Read More »

                I’m Going Bankrupt. How Long Until Bank of America Sues Me? – Mary

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                “Dear Steve, I have consulted an attorney regarding my overwhelming credit card debt ~ over 80K. I was told to stop using the credit cards for 3 mos before filing Bankruptcy. I have 3 credit cards with B of A, and also have my checking account with them. The attorney told me to move my bank acct, but I’m concerned ... Read More »

                  My Ex-Husband Was an Authorized User on My Credit Cards and Ran Them Up. I Went Bankrupt. – Lauren

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                  “Dear Steve, My husband and I are in a Ch. 13 Bankruptcy. I filed because my ex-husband was an authorized user on my credit cards I had when we were married. He ran it up and we got divorced. I moved with my job out of state and had an outrageous car note that he agreed to help me pay. ... Read More »

                    My Dad Cosigned for My Car Lease I Can No Longer Afford. What Should I Do? – Annilette

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                    Annilette “Dear Steve, My situation is that i lost my job couple of months ago. I had just moved and I have a car that I leased 2 years ago but havent made payments on it for 3months now. my dad is the co-signer and I didn’t mean to hurt his credit, but my dad understands that the economy is ... Read More »

                      I Live on a Fixed Income and Owe $52,000 in Medical Bills on Credit Cards – Patricia

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                      Patricia “Dear Steve, I owe unsecured dept in the amount of 52,000.00. These are mostly medical bills applied to credit cards. I live on a fixed income and would like to know if there is some government grant that is free. I would really like to get out from under this debt as I do not have enough money left ... Read More »

                        My Chapter 13 Bankruptcy Was Dismissed by Trustee But I Want to Keep My House. – Norma

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                        Norma “Dear Steve, Due to medical condition requiring several surgeries within last three years, I had to file for Ch 13 bankruptcy but it was dismissed by trustee for not being able to meet the amount of payments the court required. My debts are two mortgages, medical bills, personal loans to family members, a judgement and student loans. What can ... Read More »

                          My Father Co-Signed for My Car and I’m Going Bankrupt. – Deborah

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                          Deborah “Dear Steve, I’m single and deep in debt ($25,000), I just lost my job and at this point I’m living off my partime job I had before lay off and 6 weeks severance pay (UI benefits have not kicked it as of yet). I have about $6,000.00 in 401K. I have a mortgage and a car note (new 5 ... Read More »

                            I’m in the UK. Is There Any Way I Can Get Out of Debt Without Paying a Fortune for Help? – Dean

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                            Dean “Dear Steve, I have 2 credit cards and 2 loans totalling almost £52000, i am struggling to make my monthly repayments as the interest is crippling, one of my credit cards has recently been handed to a debt recovery agency which has helped a little as the interest on that has now been abolished. but i am still struggling ... Read More »

                              Majority of Bankruptcies Linked to Illness and Medical Bills

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                              Harvard study finds 50 percent increase from 2001 Most of those bankrupted by illness were middle class and had insurance Medical problems contributed to nearly two-thirds (62.1 percent) of all bankruptcies in 2007, according to a study in the August issue of the American Journal of Medicine that was published today online. The data were collected prior to the current ... Read More »

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