Home > Tag Archives: bankruptcy (page 7)

Tag Archives: bankruptcy

My Mother Was Told by a Lawyer to Stop Paying Her Bills. – Keith

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Keith “Dear Steve, This question is for my mother. She filed bankrupcy 20+ years ago, and since then has rebuilt her credit and all her bills are up to date and in good standing. The problem is that she is $17000 in debt and for her that’s like a million dollars. My mother was advised by a lawyer to not ... Read More »

    Emily Wants to Know “I’m Pregnant And Got My Hours Cut. What Do I Do?”

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    Emily wrote in to me at GetOutOfDebt.org to ask for help. Here is what she said. “I’m having some money problems. I’m having to struggle on making a payment on time and cause I’m pregant my hours got cut back at McDonald’s. Just trying to pay people back and stay on top with my debt with rent. How can i ... Read More »

      Can I Convert My Chapter 13 Bankruptcy to a Chapter 7 Bankruptcy Without Losing My House? – Andrea

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      Andrea “Dear Steve, I filed Chapter 13 in 2006 with $ 32,000.00 worth of debt. Now it is 2009 and bankruptcy court say I owe them $ 39,000.00 worth of debt. I have spoken with my attorney about it but, he’s not really communicating with me. I have spoke with someone at bankruptcy court and they gave me a print ... Read More »

        Holy Crap. Chase Minimum Credit Card Payment Goes to 5% of Balance for Mary.

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        “Dear Steve, My husband and I have credit card debt of $ 87,000 and medical bills of about $ 2,000. The credit card int. rates vary from 2.99 to 9.99%. We have 2 teenage children. We own a mobile home and a couple acres but don’t have much equity in it. We both have fairly good jobs and have paid ... Read More »

          My Wife and I Are Legally Separated. She Was Served With Court Papers for a Debt. – Ron

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          “Dear Steve, My wife and I are legally married with 2 kids, but have been seperated for 3 1/2 years. Last week, she was served with court papers for one of our credit card debts. We have a few cards that have all gone to collections.(around $15,000) Here’s the problem. She and I are both unemployed, we have no money ... Read More »

            81,312 Foreclosures in September. More Than Just a Number.

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            Well the September foreclosure figures are out from RealtyTrac. And while we can look at the big, really big number and compare it to foreclosures a year ago that does not give a real understanding of the fear and loss experienced by over 81,000 families that month. Maybe there is some hope headed down the road for homeowners that will ... Read More »

              I’m Behind in My Mortgage and Car Payments. I Can’t Get Caught Up. – Dan

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              “Dear Steve, I am one month behind on mortgage. two months behind on two car payments. and am falling behind on other payments. I make enough money to pay my bills per month now but not enough to catch up. If I could just start over. I cant lose my home or my vehicles. Im scared and emarrased!!! My credit ... Read More »

                My House Flip Flopped and Fizzled – Sherri

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                Sherri “Dear Steve, Considering bankruptcy, but have about 6 thousand in personal joint savings. I worked for about 8 months and have been on temporary total disability for the past 3 months. The debts are in my name only and are from a ‘house flip’ that flopped. It took over a year to redo and over another year to finally ... Read More »

                  Money Management international Gave Me a Monthly Payment That is Too High For Me. – Valeria

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                  Valeria “Dear Steve, After reading your section on completion rate, I am terrified of consolidating my loans. Sounds like you are happier with bankruptcy and I don’t think I need to go that route. I am about $50 thousand in debt. I can no longer make payments on one of my credit cards in order to get gas and groceries. ... Read More »

                    “How Do I Go About Making My Credit Score Better” – Antoine

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                    Antoine writes in to the Get Out of Debt Squirrel and asks: I don’t have credit card dept of any kind. I’ve never filed bankruptcy. I have bills on my credit report some of them I’m unaware of and the others are overdue bills. How do I go about solving the problem to get it off my credit report? How ... Read More »

                      I Graduated From Law School But Barely Getting By. – Michael

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                      Michael “Dear Steve, I ran up about $30,000 in credit card debt in college, law school, and in nearly eight months of unemployment following law school. I recently managed to find and started a good job at about half the salary that I expected I’d be making. Between my student loan payments, and the minimum payments on my credit cards, ... Read More »

                        My Construction Business is Very Slow. Should I File Bankruptcy? – Eric

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                        “Dear Steve, My buissness is very slow (Construction), as Im sure many are. I’m Iooking down the road and am looking at what feels like all dead ends. I only have enough funds for a few more months (payroll, house payment, credit cards, car payments) Im 45,married and have 3 kids Is it better to try and save it all ... Read More »

                          How Bad is Bankruptcy? Should I Wait to File Until My Home is Foreclosed? – Trudy

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                          Trudy “Dear Steve, My son was diagnosed with Leukemia had bone marrow trasplant medical bills out the ying yang. I make my living as a Realtor but with no work and an economy that is shattered I lived off credit cards for two years so I could be full time caretaker to my son who is finally this fall gone ... Read More »

                            Why Does My Husband Have to File a Chapter 13 Bankruptcy? – Jill

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                            Jill “Dear Steve, Husband has gotten soooo far into debt with his charge cards. Went to a bankruptcy lawyer and our only option is Chapter 13, for 5 years. I am not involved in it as I am not joint or nor do I own anything. We are not late on anything or behind on anything. He just owns too ... Read More »

                              What is the Best Way to Keep Our Jeep in Bankruptcy? – Debra

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                              “Dear Steve, My husband and I are 57 years old with credit card of $90,000 and two mortgages on our house totaling $230,000. After 4 years of struggling, shifting funds from credit card to the other and writing cash advance checks against our almost paid off house, we have finally resorted to filing bankruptcy. We met with an attorney who ... Read More »

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