A Socially Awkward Guy At Church Asked Me For Advice. – Deborah

“Dear Steve, A 24 year old guy at church asked me for advice about his debt. He is uneducated, unemployed, socially awkward, below average IQ, months behind in his rent, has no relatives he can count on, owes 25k in credit card debt to Chase, has no assets whatsoever – no phone, no car. He … Read more