15 New Federal Lawsuits Filed Against Debt-Relief Companies Since May
15 federal lawsuits hit debt-relief and credit-repair companies since May. Here is who is on the docket and how to check any company first.
Beyond Finance
Is Beyond Finance Legit in 2026? Here’s How to Find Out
Quick Answer: Beyond Finance LLC is a for-profit debt settlement company. To evaluate whether they’re right for you, I’d encourage you to check their complaint history with the CFPB, read their BBB profile, and check their enforcement history. Here’s how to do each of those.Before You Read This: I want to be upfront about what …
Who Really Funds Your Debt Settlement Company? Follow the Money
I found something in ClearOne Advantage corporate filings that led me down a rabbit hole. The same PE firm funds the two biggest debt settlement companies.
CDRI vs AFCC: Is Either Group Legit?
Quick Answer: Both CDRI and AFCC appear to be industry trade groups focused on protecting debt settlement company fees rather than consumer interests. The Consumer Debt Relief Initiative (CDRI) launched in January 2021 claiming to protect consumer access to debt settlement, but their messaging suggests prioritizing industry profits over acknowledging faster alternatives like bankruptcy.An email …
Beyond Finance: Red Flags to Know Before You Sign
Quick Answer: Beyond Finance misrepresented their debt settlement service as debt consolidation, causing the consumer’s credit to plummet as creditors reported missed payments during the 48-month program. The company charges monthly fees while accounts fall behind and get closed, contradicting their promise that credit would not be affected.Consumer Statement: The company beyondfinance.com approached me as …
Beyond Finance Review: Is This Mailer Legit?
Quick Answer: Beyond Finance appears to be a legitimate debt settlement company, but their misleading mailers that resemble personal loan offers raise red flags about their marketing practices. The company shows inconsistent business registration across states and their promotional materials don’t align with their more professional website messaging.Poor Dad sent in this mailer he received …
