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If a Credit Card Company Charges Off a Debt Can They Still Sue You? I Was a Victim of CMS and Brad Daley. – Jay

“Dear Steve, I also was a victim of CMS and Brad Daley. I was sued and got a judgment against me from B/A. My question is, If a credit card company writes the debt off, can an attorney still sue you? Looks like if the debt was written off the IRS would write off the … Read more

I Signed Up With Court Mediation Services and Now I’m Being Sued by Citibank. – Susan

“Dear Steve, Last year, I fell behind on my credit card payments and my minimum monthly payments jumped to an amount I could no longer afford to pay. Out of desperation, I signed up with a credit counseling company about a year ago called Court Mediation Services, it’s a program that assumes your debt and … Read more

Transcripts of Attorney Robert Lock, John Hagenstein, Brad Daley, and Other Speakers Selling Various CCDN/Legal Debt Cure Schemes

This information below comes from a lawsuit, Southwood v. The Credit Card Solution, and shows you the language and phrases used to sell this type of debt relief sales pitch that has resulted in many, many people losing their money and not receive the services promised. I am posting these transcripts here so you can … Read more

Debt Relief Scam Network Hit With Racketeering RICO Lawsuit

I’m researching a question a reader asked me and came across this RICO complaint that I wanted to post. The complaint is long but contains the elaborate scheme of how people who are in financial trouble can be sucked into an idea and lose a lot of money by believing in the validity of such … Read more