Over the decades I’ve watched so many good people wind up being victims of being budget mugged. It doesn’t have to be this way. It’s time to let go of budget stress and look at doing better financially in a new way. In this podcast, I give you a new way to eliminate the budget …
A lovely reader asked me recently how to best budget for a home improvement project. She is in the middle of dealing with the garage addition to her property she wanted to know if early financial surprises in the project would be an indication of later pocketbook misfortune. Well it turns out I happen to …
Over the years, that spreadsheet has morphed into a document that primarily tracks our net worth. It tracks our bank accounts, our investment accounts, as well as our tax filings each year. It’s a living document that has evolved over the years. I can’t imagine managing our financial life without it. (the title says budget …
Question: Dear Steve, Can my wife and I meet with you to discuss our debt and establishing a budget? Dale Answer: Dear Dale, Sorry, no. My many years of meeting people and working with them individually are over for me. My life is so busy and hectic now that I rarely have time for doing …
While “Mo Money Mo Problems” may be the anthem for famed rap stars, hotel heiresses and other multi-millionaires, the rest of America could use a little extra just to meet monthly expenses. These suggestions can help you manage your money and stay on top of your rent and bills: Create a Budget Whether you’re in …
Let’s be honest, for many of us, keeping track of bills and personal finances is a big pain in the butt. I know I personally hate to deal with all the paperwork that come with keeping track of things. For me, it’s annoying and boring. But recently I found a small bit of technology that …
“Dear Steve, Working full time and also an adjunct college instructor-made some terrrible money mistakes and I don’t know how to fix! Make enough money to pay bills, but that is it. Not getting anywhere I need someone to put me on a budget, and help me figure out how to get out of debt-scared …
Lowen “Dear Steve, I have $102,000.00 in student loans, $21,000 in credit debt, and can’t budget my way out of a wet paper bag. I make $21.40 per hr and work 36 hrs a week, my wife works and makes $11.50 per hr and works 30 hrs per week. I own nothing of value, no …
“Dear Steve, My wife and I currently have credit card debt of about $60,000. In addition to that we have 2 mortgages and 1 car payment with about 1 year remaining. We both have incomes, and are barely able to make the minimum payments. We aren’t behind on any of our debts, but continue to …
I’m not quite sure what really resonated with me about this video. I guess it is the fact that it is a message that I have heard before from other doctors when I was in the medical community. And it is a realization that I experienced myself in my life. The lessons about material wealth …