My Husband is Worried About Losing His Job if He Files Bankruptcy. – Sarah

“Dear Steve, My husband and I have $25,000 of debt on a Chase Visa Card. The card in his name with me as a co-signor. He is in a commission only job that has suffered greatly in recent years and I have a regular job making 47k a year. We live in Florida and have … Read more

We are Using Your “Eliminate Your Debt Like a Pro” Book and Have Some Questions. – Joanne

Joanne “Dear Steve, We are using your “Eliminate Your Debt Like a Pro”, We have Credit Card Debt and Loans from Business’s that were sold in 2006, We moved to Asia so my husband could take a very good paying job. The contract that he signed states that there could be no bankruptcy in our … Read more

Is There Any Hope For Me for a Life After Debt? – Tammy

“Dear Steve, I short sold my house last year..hours at work got cut in july…moved into an apartment … i’ve already retained an atty…to file bankruptcy…owe her fee $1700(which i can’t afford) before i can file in Dec 2010…i filed 8 years ago in december and can’t do it again until then…sued by creditor and … Read more

My Wife and I Are Legally Separated. She Was Served With Court Papers for a Debt. – Ron

“Dear Steve, My wife and I are legally married with 2 kids, but have been seperated for 3 1/2 years. Last week, she was served with court papers for one of our credit card debts. We have a few cards that have all gone to collections.(around $15,000) Here’s the problem. She and I are both … Read more

I Don’t Think I Can Claim Bankruptcy But I Can’t Pay My Bills. – Christine

“Dear Steve, I am a 59 yr. old widow. I lost my job 2 yrs. ago and rather than doing nothing, I started a pet-sitting business. Actually, I have slowly started building this and want to continue it as I see it as a way to work when I am older. I currently live on … Read more

I Went Bankrupt Five Years Ago. I Don’t Think I Can Do That Again. – CurlyGirl

CurlyGirl “Dear Steve, I’m current on all my credit card debts, but the $700 a month in minimum payments (on about $10K total in debt) is killing me. I was laid off from a good job 2 years ago and have been freelancing ever since, so my income is irregular, but still enough to live. … Read more

I’m Broke in Florida and Can’t Afford to Go Bankrupt. – David

David “Dear Steve, My pay is garnished each month for $800 a mnth in child support payments. My 15 yr old son has lived with me for almost 4 yrs now so I pay for all his needs from home to school and our living costs each month don’t leave much left. I live paycheck … Read more

I Live in American Soma. Can I Go Bankrupt? – Filipina

“Dear Steve, I am married with 3 children, and reside here in American Samoa. I want to clear out my debt so that i can proceed on with other help. How would i clear out my debt so that I can gain good credit to apply for a big loan? Filipina” Dear Filipina, In researching … Read more

We Can’t Afford to File Bankruptcy. Our Business Fell Off a Cliff. – Lynn

“Dear Steve, My husband and I both have our own businesses…5 and 6 years of growth..then…off of a cliff! We were keeping up with minimum payments…but now can just make basic mortgage and groceries, car no excess! We started filling out BK paperwork in Sept..haven’t paid credit cards…48 voice messages a day! The atty wants … Read more