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The Weirdest Excuses People Give for Not Paying Their Bills on Time

A few weeks ago, an acquaintance asked me about my job, and upon hearing that I write about budgets and credit cards (and such), she had something she wanted to share. She doesn’t like to pay her credit card bills on time, she told me, because it makes her nervous to see her bank balance …

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My Life is Hopeless. I Can’t Pay My Bills. What Can I Do?

Question: I Can’t Pay My Bills. What Can I Do? Dear Steve, I’m so completely freaked out about my bills. I’m now so in debt and worried about it I can’t sleep, I’m depressed, and all my wife and I do is fight about money. I’m constantly telling my kids they can’t participate in any …

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I Know You’ll Give Me a Straight Forward Answer On How to Best Deal With Our Debt. – Raymond

“Dear Steve, This debt I’m faced with was accumulated over a period of time, and did not come primarily as an affect from an uncontrolled, frivolous spending lifestyle. Rather, a turn of events that has removed my wife’s income and has left me as the sole provider. During the time that this debt was accumulating, …

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We Don’t Have a Lot of Debt But Can’t Make Ends Meet Without Overdraft. – Shannon

“Dear Steve, My husband and I have 3 small children and he has two children from a previous marriage. We are currently only in about 13,000 in debt but cant catch up any payments making it seem harder to get it together on a budget. As I indicated, we are approximently 13,000 in debt. This …

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Can My Credit Card Companies Take Anything From Me? – Jim

“Dear Steve, I was using this ctredit for my small business and my daughters wedding. At the time we had solid quarterly dividend check with 3 different investments. They went away with the economic crash and thus no money to pay. we have moved out of state and have made payments for 2 years. We …

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Can I Accept Responsibility and Pay Off My Debts Without My Husband’s Assistance? – Debt

I am 47 years old with credit card debts totally about 15K and Student Loans in excess of 30K. I married my husband 2 years ago in order to provide health insurance for him and his son due to employment changes. Shortly after our marriage, my employer decided to close the doors where I was …

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My Student Loans Have Me So Stressed I Can’t Sleep. – Julie

“Dear Steve, I finished school in 1995. Working three part-time jobs while in school and raising a child a child myself without child support since she was six months. Been struggling from low paying jobs ever since. Now I am married with another child. Between the both of us we make about 35,000.00 a year. …

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I Have 16 Credit Cards, Out of Work and Living With Toxic Mold. – Jennifer

“Dear Steve, I have about 16 credit cards that have a revolving balance for a while now (around 2-3 years or more on some.) and I’m in a situation now where I’m out of work and had to evacuate my home because of a toxic mold issue. Even when I was working I never made …

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