Capital One CEO Fined $.6 Million for Not Following the Law

Today, the Federal Trade Commission announced that Richard Fairbank, CEO of Capital One Financial Corp., will pay a $637,950 civil penalty to settle charges that his acquisition of Capital One Financial stock violated the Hart-Scott-Rodino (HSR) Act. Fairbank’s recent multi-million dollar compensation package included over 100,000 Capital One Financial shares in 2018, which increased his … Read more

CAPITAL ONE FINANCIAL CORPORATION – CFPB Complaint ID 3113043

Consumer Complaint Submission

Date Received: 2018-12-30T00:00:00.000 Product: Credit card debt Issue: False statements or representation Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: This account was opened fraudulently. I have tried to fix this problem with XXXX XXXX, XXXX XXXX, as well as the credit reporting agencies with no success. Company: CAPITAL ONE FINANCIAL CORPORATION State/Zip: … Read more

CAPITAL ONE FINANCIAL CORPORATION – CFPB Complaint ID 3113872

Consumer Complaint Submission

Date Received: 2019-01-01T00:00:00.000 Product: Credit card debt Issue: False statements or representation Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: Capital one bank kept increased my credit card limit to temptated me overspent, now i couldn’t afford to pay even the minimum due, and they keep charging late fee while they said they … Read more

CAPITAL ONE FINANCIAL CORPORATION – CFPB Complaint ID 3112945

Consumer Complaint Submission

Date Received: 2018-12-30T00:00:00.000 Product: Credit card debt Issue: Threatened to contact someone or share information improperly Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: On XX/XX/2018 Capital One agent ” XXXX ” ( ID # XXXX ) sought out and contacted my ex-husband ( of 9 years ), who was never listed on … Read more

CAPITAL ONE FINANCIAL CORPORATION – CFPB Complaint ID 3111104

Consumer Complaint Submission

Date Received: 2018-12-27T00:00:00.000 Product: Credit card debt Issue: Written notification about debt Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: This complaint is stating that your bank has deliberately cut off several years of payment history to re-age my account. Even though the account is missing several years of payment history, the timeline … Read more

CAPITAL ONE FINANCIAL CORPORATION – CFPB Complaint ID 3106446

Consumer Complaint Submission

Date Received: 2018-12-20T00:00:00.000 Product: I do not know Issue: False statements or representation Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: Someone contacted my brother in law and said that they were looking for me to collect a debt. When I called the company back, they stated they were XXXX. I XXXX them … Read more

CAPITAL ONE FINANCIAL CORPORATION – CFPB Complaint 2018-12-14

Consumer Complaint Submission

Date Received: 2018-12-14T00:00:00.000 Product: I do not know Issue: Attempts to collect debt not owed Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: Creditor is reporting accounts that are invalid and unverified. XXXX have investigated this account and they concluded the account was not matching my records of being assigned to me. I … Read more

CAPITAL ONE FINANCIAL CORPORATION – CFPB Complaint ID 3098783

Consumer Complaint Submission

Date Received: 2018-12-12T00:00:00.000 Product: Credit card debt Issue: Attempts to collect debt not owed Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: I sent letters to the company on XX/XX/2018. The company did not follow my request! I asked for my contract or application bearing my signature. Or remove it from my account. … Read more

CAPITAL ONE FINANCIAL CORPORATION – CFPB Complaint ID 3095271

Consumer Complaint Submission

Date Received: 2018-12-09T00:00:00.000 Product: I do not know Issue: Attempts to collect debt not owed Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: Creditor is reporting accounts that are invalid and unverified. XXXX and XXXX have investigated this account and they concluded the account was not matching my records of being assigned to … Read more

CAPITAL ONE FINANCIAL CORPORATION – CFPB Complaint ID 3095114

Consumer Complaint Submission

Date Received: 2018-12-09T00:00:00.000 Product: Credit card debt Issue: False statements or representation Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: Some time in XX/XX/XXXX, or somewhere close to that year, these two men a XXXX one and a XXXX one came to me and told me that they were going to put a … Read more

CAPITAL ONE FINANCIAL CORPORATION – CFPB Complaint ID 3094518

Consumer Complaint Submission

Date Received: 2018-12-07T00:00:00.000 Product: I do not know Issue: Attempts to collect debt not owed Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: My husband was contacted by a company by the name of XXXX on XX/XX/XXXX. He did not go into a detailed conversation with the person because the person was asking … Read more

CAPITAL ONE FINANCIAL CORPORATION – CFPB Complaint ID 3093578

Consumer Complaint Submission

Date Received: 2018-12-06T00:00:00.000 Product: Credit card debt Issue: Written notification about debt Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: XX/XX/2018 I was trying to get all the amounts I owe from all my credit cards under my name to see what I can start paying it off because I didnt have a … Read more

CAPITAL ONE FINANCIAL CORPORATION – CFPB Complaint ID 3088204

Consumer Complaint Submission

Date Received: 2018-12-01T00:00:00.000 Product: Credit card debt Issue: Attempts to collect debt not owed Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: I contacted XXXX XXXX about a debt for capital one credit card. I told them this was not my debt and that they needed to send me a verification letter and … Read more

CAPITAL ONE FINANCIAL CORPORATION – CFPB Complaint ID 3088137

Consumer Complaint Submission

Date Received: 2018-11-30T00:00:00.000 Product: I do not know Issue: Attempts to collect debt not owed Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: Creditor is reporting accounts that are invalid and unverified. XXXX and XXXX have investigated this account and they concluded the account was not matching my records of being assigned to … Read more

CAPITAL ONE FINANCIAL CORPORATION – CFPB Complaint 2018-11-29

Consumer Complaint Submission

Date Received: 2018-11-29 Product: I do not know Issue: Attempts to collect debt not owed Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: Creditor is reporting accounts that are invalid and unverified. XXXX have investigated this account and they concluded the account was not matching my records of being assigned to me. I … Read more