fbpx

Capital One Spanked by OCC Over Servicemembers Civil Relief Act Violations

The Office of the Comptroller of the Currency (OCC) today announced enforcement actions against Capital One, N.A., and Capital One Bank (USA), N.A., for violations and compliance deficiencies related to the Servicemembers Civil Relief Act (SCRA). The SCRA provides servicemembers relief from certain obligations and temporarily suspends judicial and administrative proceedings and transactions involving civil … Read more

CFPB First Public Enforcement Action Against Capital One for Payment Protection and Credit Monitoring

The Consumer Financial Protection Bureau (CFPB) announced its first public enforcement action with an order requiring Capital One Bank (U.S.A.), N.A. to refund approximately $140 million to two million customers and pay an additional $25 million penalty. This action results from a CFPB examination that identified deceptive marketing tactics used by Capital One’s vendors to … Read more

Machol & Johannes is Calling to Collect on a Capital One Debt. – Cheryl

“Dear Steve, Got behind on CC, due to a home base business and tried to make payment plans and they were withdrawing till end of March, got calls from them and life happened and was unable to return calls. June 9,2012–went to ‘different dept.” have a Capital one Credit Card that was recently charged-off. Amount … Read more

My Parents Just Filed Bankruptcy But Some Guy Keeps Coming to Their Door Claiming to Be From Capital One. – Monique

“Dear Jon, I am contacting you because of my parents. They are in their 60s and late 70s. Our lawyer just filed their credit bankruptcy after a long waiting period. The issue we are having is that some guy keeps coming by our apartment looking for them claiming to be from Capital One now each … Read more

Capital One Sued Me And Got a Judgment After the Case Was Dismissed. – Linda

“Dear Steve, Capital One wrote off their debt, turned over to a Collection Agency who has now sent to an attorney,,,they got judgment against me and I motioned to have that set aside which was denied,,now at Appeals process. Also the plaintiff’s counsel motioned against my motion. When reviewing court records, I found that the … Read more

West Virginia Settles Charges Against Capital One

West Virginia Attorney General Darrell McGraw announces a settlement his office reached with Capital One Bank (USA) N.A.; Capital One Service, LLC, a Delaware corporation; Capital One Services II, LLC; Capital One Services III, LLC; COSI Receivables Management, Inc. (collectively Capital One), to resolve claims involving credit card practices in place prior to January 1, … Read more

Sued by Mendelson Law Firm on Behalf of Asset Management for Capital One. – Theresa

I’ve been sued by Mendelson Law firm on behalf of Asset Management for a debt of roughly $3500 owed originally to Capital One. In February of this year I offered a settlement amount of $1300. After about 5 days they countered at $2300, I re-countered at $1500. I’ve made $50 payments on the 15th and … Read more

Being sued by Capital One – should I sign the agreed judgment? – Charla

I lost my job 3 yrs ago. I was unemployed for 8 months with no income at all. I am now employed – but only part time. Can barely make the house payment and put food on the table for me and my son. I just completed a course to get an Activity Director Certificate. … Read more

I Settled My Capital One Debts But It Doesn’t Show That On My Credit Report. – Jen

“Dear Steve, I am in CA and I received a call from a collection agency on 9/6/11 about a credit card with Sams Club. They took me completely by surprise and against my better judgment I answered all kinds of questions i.e. Martial status, employment etc. When they told me how much I owed, I … Read more

Capital One Won’t Accept My Settlement. I’m Disabled. – Wendy

“Dear Steve, I had good credit until I suffered a stroke after my 25 year marriage fell apart. I am on a fixed income now of $1380 from SSDI. Like Genie was, I am also being sued by Capital one for credit card debt of $3600, + unspecified add’l fees and interest, w/only about 25 … Read more

How Can I Lower My Capital One Credit Card Interest Rate? – Kelly

“Dear Michael, I’m 49 and married. Credit card is with Capitol One and I’ve had it for at least 6 years. No late payments. I don’t remember what my interest rate used to be, I think around 18%, but they raised it a couple of years ago to 24%! A few months ago my limit … Read more

Capital One Sued Me and Won. Now I Want to Setup Payments But They Want Me to Pay More Than I Can Afford. – Bill

“Dear Jeremy, I received a Money Judgement from the district Justice Court to the Common Pleas Court for 7,071.00. from being sued by Capital One. I tried to set up payments that I could afford, however they said it was not enough. I am recently unemployed and want to know how best to handle this … Read more

We’ve Worked Hard to Repay Our Debt But Now In a Tough Spot With Capital One. – Kerri

“Dear Steve, We had some life changing circumstances in 2004… it led us to stop paying on 11 credit cards. We went through a debt consolidation company and they basically took our $3800 and did nothing… In the past 2 years we have settled on 7 of these accounts. We got into an amazing church … Read more