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I Have Bad Credit And I Want Good Credit. – Jamie

“Dear Steve, I’m a 22 year old new grad from nursing school. Throughout my 4 yr college career, I acquired my debts including closed credit card accounts and a delinquent checking account from about 5 years ago, which were all eventually sent to collections agencies. Now that I have graduated and am making a pretty …

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I Have 4 Years Left on My Car Loan And I’ve Got Problems With My Car. – Ketra

“Dear Steve, Upside loan – undiagnosable issue with car – remaining 4 years to pay off 17k I purchased my 2005 Jetta in 2007. As of now, I had no major issues. Recently it began making a large grumbling noise. I first took it to a specialist, and then was recommended to take it to …

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I Have a Bad Credit Report. What Can I Do? – Connie

Connie “Dear Steve, Even though, my credit is bad, I do have some good credit references. Everytime I apply for a consolidation loan, or whatever I am always turned down I know my score is bad but they always need that credit report. How can you help, a consumer even though there credit report is …

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I Don’t Want Anyone Coming After Me For His Ford F-150 Loan. – Marcia

Marcia “Dear Steve, My ex-husband and I were living together for the past 5 1/2 years; he just left a week ago. We are on a loan together for a 2005 Ford F-150 which he owes $23,000 on. He won’t refinance the loan to get my name off (he probably couldn’t get the loan anyway). …

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Indiana, Michigan, and Kentucky – Worst Places for Auto Loans in 2010

TransUnion released its annual auto loan forecast today indicating national auto loan delinquencies (the ratio of borrowers 60 or more days past due) will increase approximately 7 percent at the end of 2010 to 0.92 percent from an expected 0.86 percent at the conclusion of 2009. Only one state – California – is expected to …

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My Car Payments and Car Insurance Are Killing Me Financially. – Greg

Greg “Dear Steve, Car payments and car insurance are killing me financially! I don’t know what to do on my car payment anymore? I’m getting financially stressed! Its extremely high and I pay high interest, plus I have another car I owed on and traded it for this new car and what was left on …

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