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What Happens to My Credit if I Make a Partial Car Payment? – Nicole

“Dear Steve, Just a curious consumer. I have paid partial payments on a car loan and I wondered what will reflect on my credit report. If I paid a partial payment on my loan can the loan company still report me as late on my credit report?also I was wondering if hypathetically I was say …

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I’m Living With My Ex-Boyfriend and Can’t Afford to Move Out. – Kelly

“Dear Steve, My name is Kelly and I’m in a bit of a pickle. I have a car loan with the remaining balance of $28,417.00, I make $652.59 payments every month. I’m trying to look for my own place, bec I currently live with my ex-boyfriend. But in order for me to be able to …

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We’ve Already Deferred Two Loan Payments But That’s Not Enough. What Can We Do? – Kathe

“Dear Steve, We are in our 50s. We’d been doing well and racked up some serious debt. Ashamed to say how much but … over 70,000. This includes credit cards and loans. Not including our home. Last month I lost my job and have been looking (yes, looking hard!) but have not found anything as …

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Need My Car and 3 Months Behind. What Can I Do? – Rita

“Dear Steve, My husband has been unemployeed and I work full time. We had to move out of last home due to toxic mold. I am 3 months behind in car payments and they want to take my car. It is the only way i can get to work to get groceries for my kids …

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“I Have Three Degrees But I’m Broke And Miserable”

Theresa “Dear Steve, I have $75,000 in school loans and I have one job bringing in $360 per week after taxes and another job where I make $150 per week after taxes. My car payment is $251, rent is $600, utilities are $130, Food is $80, and water is $45. I have a 401(k) with …

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