My Parent Died in a Nursing Home and They Say I Owe the Bill. Here’s What to Do Right Now.
A nursing home is billing you personally after your parent’s death. Federal law bars a family guarantee requirement — here’s what to check first.
caregiver
The $162 Million PPL Caregiver Settlement Just Got Approved. Here’s What NY Home Aides Should (and Shouldn’t) Do (July 2026)
NY home care workers paid through PPL may share a $162 million settlement. You don’t need to file a claim yet — here’s what to do and the scam to avoid.
The Sandwich Generation Debt Crisis: $295,000 Lost and Nobody Talking About It
23% of American adults are caught between supporting aging parents and raising children. The Urban Institute calculates the lifetime cost at $295,000. A debt expert since 1994 explains why standard advice fails — and what actually works.
Your Parent Gave You Power of Attorney Over Their Finances. Now What?
Your aging parent gave you power of attorney. Now what? The practical, emotional, and legal reality — from 30 years of watching this play out.
Senior Scams: Myth vs Reality
Quick Answer: Senior scams are a real threat, with legitimate organizations like AARP and AAA sometimes contributing to confusion through complex insurance offers via phone and mail. Seniors should verify all unsolicited offers with trusted family members and never provide personal information to unknown callers.This story by NPR really struck home for me as my …
Student Loan Discharge: When It Helps Caregivers
Quick Answer: Student loan discharge is not available for caregivers of disabled family members, even those providing full-time care with medical documentation. Federal student loans can only be discharged for the borrower’s own total and permanent disability, not for caregiving responsibilities. I am my father’s caregiver. He is permanently disabled and requires 24 hour care; …
My Mother Has Debt and Dementia. I’m Her Caregiver. Can I File Bankruptcy for Her? – Sue
“Dear Lewis,I have been caring for my mother for over ten years now and we have gone through many changes in the last two years.First off, Mom put $50,000 down on a house ten years ago for her and my husband and myself to live in. She then sold it to us, eventually gifting the …
Authorized User Credit: When It Helps and Hurts
Quick Answer: Authorized user credit can build excellent scores when added to accounts with good payment history, but becomes problematic when the primary cardholder’s credit deteriorates. This reader built strong credit as a teen but now faces $1,700 in personal debt on a high-interest Macy’s card with $56 minimum payments while unemployed and caring for …
