CESI and EARN Team Up to Upgrade Debt Management with SaverLife Program

Finally. I can’t believe it has taken so long for a credit counseling group to make the leap to include a savings component to a debt reduction approach. Historically credit counseling groups directed every possible dollar they could towards creditor payments to make the creditors happy. And it is one thing to include a savings … Read more

Mike Croxson Gets Back in the Saddle

Interest rate negotiation can result in a lower interest rate than you are paying now.

Consumer Education Services Inc. (CESI) has named financial services executive Mike Croxson CEO as the company prepares to roll out enhanced services to support consumers struggling to manage their financial well-being. Diane Chen, CESI’s founder and CEO for the past 18 years, will become executive director of the Institute of Consumer Money Management (ICMM), an … Read more

CESI Homeownership Center Partners With eHome America

Raleigh, NC (PRWEB) July 27, 2015 Consumer Education Services, Inc. Homeownership Center has partnered with eHome America, the nation’s premier online home ownership education program, offering access to quality, accessible information and education for first-time home buyers. “We are excited to be able to offer this dynamic educational tool to our residents in the Raleigh … Read more

True ownership of CESI. – Thomas

I am a bankruptcy attorney who frequently has clients who have been paying credit counseling companies obscene amounts without receiving any relief. Further, it seems these companies pick-and-choose the creditors to which they will remit payment. What, if any, financial affiliations do these companies have with the creditors? For example, does CESI have a financial … Read more

CESI Debt Solutions Asks Maryland to Help in Dispute With Amerix

Recently I wrote about the suit filed by Amerix against CESI Debt Solutions (Consumer Education Services, Inc.) See the cleverly titled post Amerix Files Suit Against CESI Debt Solutions. An insider just forward to me a copy of a new filing in this matter, this time in Maryland. CESI is asking the Maryland Office of … Read more

Amerix Files Suit Against CESI Debt Solutions

A tipster (send in your tips here) brought to my attention a suit that was recently filed by the back office processor against the non-profit credit counseling agency, Consumer Education Services, Inc, aka CESI Debt Solutions. According to the suit, the issue at hand is one of a contract dispute between the back office service … Read more

Credit Counseling Agencies Challenge FTC to Take Agressive Action Against Debt Settlement Companies for Violating Telemarketing Sales Rules

The following letter was sent to the Federal Trade Commission: December 13, 2010 Federal Trade Commission Office of the Secretary Room H-135 (Annex T) 600 Pennsylvania Ave, NW Washington, DC 20580 Re: Debt Settlement Company Evasion of Amendments to TSR Dear Commissioners, We are writing to speak out against the deceptive tactics employed by a … Read more