TransUnion found settlement enrollees who were still current when they enrolled fell 96 points, 645 to 549, measured six months before to six months after. Here’s what it leaves out.
A merchant cash advance company froze your bank account — here’s how to find out why, and the fastest legal paths to get your money back, right now.
A bankruptcy discharge kills your obligation to pay — but if you pledged collateral, that lien survives. Here’s what the law says and what you can do.
Yes, you can file bankruptcy with irregular gig or self-employed income — the means test uses a 6-month average. And your 401(k) and IRA are protected.
“You can never discharge student loans in bankruptcy” is a myth. Federal loans can be — and since 2022 the government is directed to support it. Here’s the truth.
They said bankruptcy takes everything you own. It’s a myth: federal exemptions protect your home, car, and retirement. Here’s what the law actually shields.
The 10-year number is real — but it’s not what you think. Here’s what actually happens to your credit after bankruptcy, and how to beat the one real catch.
A tribal payday lender is threatening you — but their claim to be above the law is often false. Federal protections still apply. Here’s how to stop the debits, challenge the debt, and use bankruptcy if needed.
Steve Rhode and Damon Day reveal how debt-relief sales pressure mirrors HVAC scam tactics — and why the math on Chapter 7 vs. settlement can differ by $82,500.
Should you max out your credit cards before filing bankruptcy? No — and here’s the trap most sites won’t warn you about, plus how to protect your discharge.
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