My Second Mortgage Loan Was Charged Off. Do I Need to Worry About It? – Michelle

I apologize in advance for the short response. I am currently away on vacation with limited internet but wanted to give you an answer as soon as possible. Steve Michelle “Dear Steve, I have a 1st and 2nd on my home. The first loan with Chase is 315K and was modified from 7.25 to 4.25. … Read more

How Do I Remove Charge Offs From My Credit Report? – Debt Chicken

Debt Chicken “Dear Steve, Okay, so I did the ignoring thing with two credit cards and the banks charged them off. However, when I was finally able to pay them, I paid them off one through an attorney and the other a collection agency. My current credit reports shows the original creditor as charging them … Read more

Law Offices and Creditors Are Calling Me Non-Stop, Threatening to Sue and Treating Me Like a Criminal – Avria

“Dear Steve, Early in 2008, I had a sudden turn of events. I had to quit my job due to health problems and lost half of my household income when my ex and I split up. I had just bought a new car and signed on to what would have been smart loans to transition … Read more