A Deep Dive Into the Xact Loan Mailer. Scam or Blessing?

A wonderful reader sent in this mailer from Xact which is a great example of the type of advertising that always makes me want to know more. I admit the mailer is a bit blurry but the mailer alone was enough to start me digging. There were a few key phrases that made me want … Read more

My Debt is Killing Me and I’m Afraid My Payday Loan Will Make Us Hoomeless

Question: Dear Steve, Have a bad credit score due to school loan and I’m married with 1 kid but my husband is dusable so I’m the only one bringing income. I have 2 questions for you: Question #1: I borrowed $2k from Check n Go which due to money problems and paying a lot for … Read more

I Thought I’d Settled My Check N Go Loan But it Resurfaced

Question: Dear Steve, Check n Go installment loan that is in default. I made arrangements with their collection department. We came to an settlement agreement. All payments except the last 2 payments were made. This company does not give any information about the status of your account. These payments were automatically deducted from my bank … Read more

I’m Concerned About Issues With Check N Go

Question: Dear Steve, Just got a “pre-selected” for $300 to $5000 from Check N Go. Looked at “151 complaints about Check N Go.” Many complaints about rudeness, and lots of complaints that seemed like people just didn’t understand what they were getting into, mainly about how expensive it was but also many complaints about apparently … Read more

Check ‘n Go is Taking Advantage of Me and I’m a Struggling Senior

Question: Dear Steve, I am a longtime senior stuck in the predator web of Check n Go. November 2015 I went into pay my $300.00 loan and the clerk offered me a $3000.00 loan and I bit and made the installment loan and I have paid 8 payments of $400.00 (total of $3200.00) and I … Read more

Check ‘n Go Says They Can’t Offer Me the EPP or Extended Payment Plan. – Gene

“Dear Steve, I took out a $5,000 Check n Go loan last year. I have to pay back $998.00 every month. At that time, I was able to do that when I agreed to the terms of the loan. Now, I have run into a financial hardship and I’m not able to pay that amount. … Read more

I Have an Outstanding Payday Loan With Check ‘n Go and Not Sure What to Do. – Angel

“Dear Steve, I have an outstanding payday loan and I’m at wits end of options Hi I took out a loan with check n go for 2400 not fully reading the contract I didn’t notice how high the interest rate was. I was in a horrible situation at the time and I desperately needed money.. … Read more

Will Check ‘n Go Help me Out on Repayment? – Jovan

“Dear Steve, I have 3 remaining payments to payoff my installment loan at ChecknGo. I need to suspend the July 1st payment and pay on the 15th instead. This is the first time i ned o make this request. I read horrile things about this scenario from various online forums. What is the likelihood that … Read more

Arizona Payday Lenders Getting The Hell Out of Arizona

Recent legislation changes in Arizona changed the maximum interest rate that can be charged to 36%. Payday lenders feel they can’t do business charging 36% so they are closing up and leaving the state in droves. Advance America Cash Advance Centers has announced it will close all 47 of its Arizona locations along with 75 … Read more

Check ‘n Go – Scam, Complaint, Review, or Praise?

Please share your experience with this lender and provide your review and feedback, in the comments section below. The goal of this page is to allow people to share information that may be important to help others to make a more informed decision regarding their experience with this lending company. Here are some potential questions … Read more