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A Deep Dive Into the Xact Loan Mailer. Scam or Blessing?

A wonderful reader sent in this mailer from Xact which is a great example of the type of advertising that always makes me want to know more. I admit the mailer is a bit blurry but the mailer alone was enough to start me digging. There were a few key phrases that made me want …

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I Thought I’d Settled My Check N Go Loan But it Resurfaced

Question: Dear Steve, Check n Go installment loan that is in default. I made arrangements with their collection department. We came to an settlement agreement. All payments except the last 2 payments were made. This company does not give any information about the status of your account. These payments were automatically deducted from my bank …

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I’m Concerned About Issues With Check N Go

Question: Dear Steve, Just got a “pre-selected” for $300 to $5000 from Check N Go. Looked at “151 complaints about Check N Go.” Many complaints about rudeness, and lots of complaints that seemed like people just didn’t understand what they were getting into, mainly about how expensive it was but also many complaints about apparently …

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Check ‘n Go is Taking Advantage of Me and I’m a Struggling Senior

Question: Dear Steve, I am a longtime senior stuck in the predator web of Check n Go. November 2015 I went into pay my $300.00 loan and the clerk offered me a $3000.00 loan and I bit and made the installment loan and I have paid 8 payments of $400.00 (total of $3200.00) and I …

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Check ‘n Go Says They Can’t Offer Me the EPP or Extended Payment Plan. – Gene

“Dear Steve, I took out a $5,000 Check n Go loan last year. I have to pay back $998.00 every month. At that time, I was able to do that when I agreed to the terms of the loan. Now, I have run into a financial hardship and I’m not able to pay that amount. …

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I Have an Outstanding Payday Loan With Check ‘n Go and Not Sure What to Do. – Angel

“Dear Steve, I have an outstanding payday loan and I’m at wits end of options Hi I took out a loan with check n go for 2400 not fully reading the contract I didn’t notice how high the interest rate was. I was in a horrible situation at the time and I desperately needed money.. …

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