I’m Judgment-Proof but Collectors Won’t Stop. Here’s What to Do Right Now.
Judgment-proof? If you live on Social Security, SSDI, or VA benefits, federal law shields your income from private collectors even after a judgment.
collection proof
Judgment Proof: When the Best Thing to Do About Your Debt Is Nothing
Quick Answer: Being judgment proof means creditors can sue you and win, but they can’t collect anything because you have no attachable assets or income. If your only income is Social Security, SSI, disability, or veterans’ benefits, and you own nothing beyond basic exempt property, you’re likely judgment proof — and doing nothing about unsecured …
