“Dear Steve, My husband and I would like to file for backruptcy. it is to the point that we can not get a credit card, bank account. we would like to be able to rent an apartment of our own wth our 3 children. right now we are struggling to make ends meet but we …
Sohail “Dear Steve, I have debts and collection agencies had been contacting me about them, but not anymore. I want to pay off all my debts and make an excellent credit. I want help in (1) to find out how much I owe and who? (2) I want to pay you very fast and you …
Let’s face it: when it comes to getting credit, most students have it easy these days. Most college students do get credit cards — and plenty of them if they want. According to a recent study for the Education Resources Institute and the Institute for Higher Education Policy, many college students have credit cards and …
“Dear Steve, About a 1 1/2 years ago I had been laid off of work and I spent much time without work and had no income coming for a good 6 months so most of my accounts went from delinquent to being discharged and I had many collection agencies calling me I started paying off …
What does the information in your credit report have to do with your automobile or homeowner’s insurance? Perhaps more than you think! Many insurance companies these days use insurance scores to help determine eligibility for their policies, evaluate policies for renewal and sometimes to determine rate discounts. Insurance scores are popular with insurance companies because …
“Dear Steve, Hi, (thank you for your website) I am planing to pay off my wife’s credit cards, she had $10 000 before we got married (10 years ago), and she now have $15 000 debts in credit cards. I personaly don’t have any credit cards or debts (except for the house payment). How can …
“Dear Steve, My husband and I have had bad use with credit cards, but most are over 7 years old. Where can i go to get a credit check to see where i can start? Jessica” Dear Jessica, It’s really important that you get a copy of your consolidated credit report and credit score. You …
Brad “Dear Steve, My wife and I are trying to go for a home loan here soon and have some bad things on our credit from years ago.. we don’t know how to contact them or who to talk to. We need someone to tell us the right things to pay off in order to …
“Dear Steve, I am totally helpless when it comes to understanding my credit report, and making a choice as to what to start paying back first. What do i need to do to get things straight? Janet” Dear Janet, The good news is that dealing with your credit report and developing a repayment plan can …
Mariana “Dear Steve, My credit reports are in such bad standing that I can not get any more credit. I suspect identity theft on my credit report from Equifax but can’t obtain a copy of it bc of all the fradgulent claims such as a mortgage on a home – I dont own a home. …