Is Consumer Debt Initiative of National Credit Assistance a Scam? – Christina

“Dear Steve, I think this is a scam, but wanted to check and see if you have seen this company before. Christina” Dear Christina, Let’s look at the letter you got for what it is, a sales pitch to sell you debt relief services. The correspondence hides behind and pretends to be something that it … Read more

Legal Helpers Debt Resolution Backend Relationship and CDS Client Services in Appellate Court

On October 24, 2011, Richard Epstein of Greenspoon Marder filed an appeal regarding Callow v. CDS CLIENT SERVICES, INC. a/k/a CDS DEBT RESOLUTION a/k/a CAPITAL DEBT SETTLEMENT, a California Corporation; MARK PENSO, individually; DAVID HENSON, individually; iVISTA ENTERPRISE INC., a/k/a ! VISTA ENTERPRISES, INC. a California Corporation, doing business under the fictitious name ZERODEBT USA; … Read more

I’m on Social Security and Got a Letter About Settling My Debt Through a Government Program. – Melody

“Dear Steve, I’ve been on S.S. Disability since 2005, Just went through extreme divorce after 40 years of marriage. Financially and emotionall, physically drained. Exausted financial resources,was “awarded credit card debt, I did’nt even Kknew existed.We had a home in FL. and Mi. He filed for divorce in FL, against agreement we had. Living with … Read more

Listen to USOBA Debt Settlement Company Lie to Sell Services

Right now debt settlement companies are claiming they are being unfairly targeted by regulators, the Senate Hearings on Debt Settlement, and the Debt Settlement Consumer Protection Act. A reader sent me a mailer he just received from a debt settlement company that is part of the United States Organization of Bankruptcy Alternatives (USOBA), the trade … Read more

Examples of Deceptive Official Marketing Sent Out By Debt Settlement Companies to Trick Consumers. Some are Members of TASC & USOBA.

I’ve seen more coy and scammy mailers being sent by companies in an attempt to trick or confuse people in debt to believe that some sort of government help is available to help them with their consumer debt. For the most part these mailers are nothing more than deceptive advertisements that try to get consumers … Read more

Capital Debt Settlement and CDS Debt Resolution Review

This review is the result of an inquiry about this company. Address: 5150 N. Sixth Street, Suite 172 Fresno, Ca 93710 The Association of Settlement Companies (TASC) reports the address as: 2152 Dupont Drive, Suite 101 Irvine, CA 92646 D&B also lists an address for Capital Debt Settlement at: 2400 S GARNSEY ST SANTA ANA, … Read more