Quick Answer: Connecticut issued a cease and desist order against EFA Processing (Texas) and Consumer Law Associates (Maryland) for operating unlicensed debt negotiation services. The companies collected over $100,000 in fees from at least 100 Connecticut residents between 2010-2012 without proper state licensing.EFA Processing, a Texas company, and Consumer Law Associates, a Maryland company, were …
Quick Answer: Consumer Law Associates successfully settled 3 out of 4 debts but failed with Chase, which typically doesn’t work with debt settlement companies. To settle the remaining Chase debt after account closure, the debtor should cancel the settlement service first, then contact Chase by phone rather than in writing for better response rates.“Dear Jared,I …
Quick Answer: The Scott Law Group’s litigation list appears legitimate as they actively pursue legal action against debt settlement companies for alleged consumer harm. The firm currently targets over 30 companies including recent additions like FBL Associates, Lifeguard Financial, and Freedom Debt Relief for potentially deceptive practices.The Scott Law Group in Washington State has been …
Quick Answer: The Kansas Court of Appeals ruled that attorney debt settlement exemptions only apply to individual licensed attorneys, not to limited liability companies like Consumer Law Associates and Persels & Associates. The Kansas Credit Services Organization Act exemption under K.S.A. 50-1116(b) does not extend to business entities, even when owned by licensed Kansas attorneys.The …
Quick Answer: Persels & Associates faces serious legal questions, as a 2012 Georgia class action lawsuit alleges the company operated an illegal debt settlement scheme by using inexperienced attorneys as shields. The lawsuit claims Persels violated Georgia’s Debt Adjustment Act by paying attorneys small fees to use their bar licenses while targeting consumers with “avoid …
Quick Answer: The Scott Law Group in Washington secured a $1.5 million personal judgment against Debt Relief USA owners and currently has active litigation against over 30 debt settlement companies. Washington consumers should research any debt settlement company thoroughly, as many face legal action for potentially deceptive practices.Yesterday I published a story about The Scott …
Quick Answer: A Kansas lawsuit was filed against Consumer Law Associates, Neil Ruther, New Leaf Debt and EFA Processing for alleged violations of state consumer protection laws. The case involves Mrs. Hays who contacted New Leaf Debt’s website in September 2009 for debt consolidation services and subsequently signed a client retainer agreement in October 2009.Thanks …
Quick Answer: Debt Relief Options appears questionable due to connections with multiple debt companies in the same location, and debt settlement isn’t suitable for someone on a small pension. Since pensions are typically protected in bankruptcy, consulting a bankruptcy attorney would likely provide better debt relief than the proposed $648 monthly settlement plan.“Dear Steve,about 70000 …
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