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Tag Archives: Consumer Proposal

I’m a Client of a Debt Settlement Company in Canada But Debt Collectors Are Still Calling Me. – John

“Dear Steve, Debt settlement company in Canada send a power of attorney via fax to a collection agency, and I am still receiving phone calls as they stated that the debt settlement company is not a lawyer If you hire a debt settlement company in Canada and they forward a power of attorney to the collection agency, does that agency ... Read More »

    Bankruptcy Filings Set to Rise in Canada

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    Canadians are facing a projected increase in personal bankruptcies in 2012. Experts say this is due to an increase in lower paying jobs that just won’t allow people to make ends meet on those wages. Benjamin Tal of CIBC World Markets said, “Note that in recent years, the number of proposals … has risen dramatically, with the proposal rate reaching ... Read More »

      Canadians in Debt From Really Expensive Sheets

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      I think you’ll like the intro to this story from Canada. The story mentions two debt options. A consumer proposal is like an Individual Voluntary Arrangement (IVA) like offered in the UK. In the U.S. the closest similar solution would be a Chapter 13 bankruptcy. It’s interesting to see warnings in Canada to avoid payday loans. Read More »

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