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Heating Oil Is the Big Winter Price Jump, EIA Says. Before You Prepay Your Oil Dealer, Read the Contract

by Steve Rhode

EIA says heating oil is the big winter increase. Before you prepay a dealer, here is what four states require and what to ask in writing.

36% of People Earning Over $300,000 Say They Live Paycheck to Paycheck. Here’s What the Survey Actually Asked (October 2026)

by Steve Rhode

A survey says 36% of people earning over $300,000 live paycheck to paycheck. Here’s the exact question they answered, and the one number worth tracking.

Gas Prices Just Dropped More Than 9% for the First Time in Months — Here’s the Move Most People Will Miss (July 2026)

by Steve Rhode

Gas prices fell more than 9% in June 2026 — the biggest drop in months. Here’s what that means for your budget and the one move most people will miss.

Seven Federal Reserve Studies Exposed Who Actually Paid the Tariffs — It Wasn’t Foreign Countries

by Steve Rhode

Seven Fed studies and three peer-reviewed papers all found the same thing: U.S. consumers paid 86-100% of tariff costs. Here’s the research and what it means for your budget.

Wholesale Inflation Just Hit 6% — Here’s the Price Increase Timeline Coming to Your Grocery Cart

by Steve Rhode

Wholesale inflation hit 6% in April 2026 — but your grocery bill won’t feel the full impact for 60-90 days. Here’s exactly what’s coming and what to do before July.

Your Water Bill Is Rising Faster Than Inflation — The Hidden Expense That’s Breaking Budgets Nobody Talks About

by Steve Rhode

Water bills have risen 207% since 2000 — more than double inflation. Most utilities have hidden assistance programs that cut bills 25-50%. Here’s how to find them before unpaid water creates a lien on your home.

The E-Shaped Economy: Why 52% of Americans Are Falling Behind While Everything Looks Fine

by

Bank of America data reveals three Americas: the top 19% thriving, the middle 52% treading water, the bottom 28% drowning. Consumer sentiment just hit a 74-year low — here’s the math the headlines hide.

Gas Prices Hit $4.39 — The Credit Card Trap Nobody’s Talking About (May 2026)

by Steve Rhode

Gas prices hit $4.39 per gallon — here’s why the credit card trap matters more than the pump price, and what to do this week.

Oregon’s Hospital Debt Law Is Actually Working — Here’s the Loophole Every Patient at a Nonprofit Hospital Should Know

by

A JAMA study found Oregon’s hospital debt law cuts collections — I explain the loophole: ask for the financial assistance application, not a payment plan.

Wells Fargo’s CEO Just Dropped a 3-Word Warning About Your Credit Lines — Here’s What He’s Actually Telling You

by

Wells Fargo’s CEO called market conditions ‘fragile’ on Fox Business — I explain what that word actually means for your credit limit and what to do now.

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Get Out of Debt Guy Podcast - Steve Rhode

Get Out of Debt Guy Podcasts

  • The 10 Things You Must Do After Bankruptcy
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  • Look Broke for a Year or Stay Broke for 10? The Credit Card Debt Trap
  • Budgets Suck: Debt Traps, Emergency Savings, and Keeping Up Appearances
  • Are You Helping Your Kids—or Hurting Your Retirement? – The Money Choices That Cost Millions

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