Question: Jon, For a friend, his dad died last year and left a secured loan with a CCJ restriction on the house. The house is in a joint owner with his mum. Is there a way of cancelling the debt as there is no money in the estate? Phil Answer: Phil, ou ask a good …
Question: Dear Jon, I was in tier 4 for 2 and a half years and in October I had a county court Judgment against me in default which is fully paid by me on 31st March this year. I had applied for tier 1 graduate entrepreneur visa for uk I had a CCJ which I …
Question: Jon, I was living in Dubai for 7 years. I took out a loan and was paying it off without issue. I was then made redundant so I returned to the UK in Jan 2016. When I returned to the UK i made a couple of payments using funds I had earned and borrowed …
Question: Dear Jon, I had lived in the UK for about 5 years and was applying to switch to a student visa as my visa was about to expire but due to my personal circumstances, I had to leave everything and return to my country. I had an overdraft and outstanding payments on my two …
“Dear Jon, Hi! I was living in UK for about 3 yrs and was back to my home country in 2013. I had a few unplanned overdrafts and a mobile contract on my name which i ignored paying since i hardly had anything with me. Now, I am married to a UK citizen and expecting …
“Dear Jon, I have unpaid credit cards from banks, unpaid phone bills and I bought a laptop and a tablet on installment which I started to pay already. However my visa has run out and I had to return back to my home country. It’s been 8 months since I came back from UK and …
“Hi Jon, I have lived in Scotland for about 4 years. I bought a laptop had paid an initial amount £800 and £300 on my credit card. Due to personal reasons I had to leave UK in emergency in 2010 . I am due with installments for the laptop and credit card. I couldnt return …
“Dear Jon, I Left Dubai in 2009 after 18 months there. I left a unpaid loan and am now being persuade for it in the UK. I am in the process of going to county court as they try to get a CCJ against me even though I have offered them a settlement of almost …
“Dear Jon, I moved house in 2008 and asked my bank to change my correspondence address which they duly did, however they stopped sending me credit card statements and my credit card details ‘dropped off’ my online banking. I believe the statements may have continued to be sent to my old address but I have …
“Dear Jon, I recently had a ccj from Rbs credit cards. I admit the debt to court and offered £5 a month to Rbs in response to ccj. Rbs rejected my offer and asked court to make a decision. Court made a decion for me to pay £350 per month which was totally unaffordable for …