“Dear Steve, i am considering paying a company $5,000 for their “contract law dispute process” services. i need to know if it is legitimate. i came across your website online. i would like your professional opinion. www.contractlawdebtrelief.com this is the company and their representative Todd Byrnes Consumer Alliance Group Debt Specialist Authorized Independent Rep Rick” The Answer Dear Rick, I ... Read More »

“Dear Steve, Last year, I fell behind on my credit card payments and my minimum monthly payments jumped to an amount I could no longer afford to pay. Out of desperation, I signed up with a credit counseling company about a year ago called Court Mediation Services, it’s a program that assumes your debt and they take over your overdue ... Read More »

I recently answered a question for Susan regarding Court Mediation Services (CMS) and she was kind enough to send in a copy of the agreement she signed. Original question is here I Signed Up With Court Mediation Services and Now I’m Being Sued by Citibank. – Susan. See below. I think others will find page one and two of the ... Read More »